Take Pride in Achieving Your Dreams!


With Our Exclusive Baroda Property Pride Scheme.

Baroda Property Pride

  • Overview
  • Terms and Conditions
  • Interest Rates and Charges

Baroda Property Pride : Overview

The Baroda Property Pride provides need based funding to individuals/units engaged in the trade of any commodity/goods in physical form required by the community and trading in them is not prohibited by law or opposed to public interest.

Baroda Property Pride : Terms and Conditions

Nature of Facility:

Overdraft – General / Overdraft-Reducing / Term Loan / Non Fund based facility


Maximum limit#:

Rural

2.00 Crores

Semi-Urban

7.50 Crores

Urban

15.00 Crores

Metro

25.00 Crores

#May vary based on CIBIL Rank


Age Criteria :

Min: 20 Year, Max: 65 Year at the time of end of tenure of Loan


Repayment Period :

Term Loan: 10 years

OD-General: 1 year, subject to annual review

OD-Reducing (applicable for fresh applicants only)


Term Loan :

Less than 5 times of last 2 Years average of Cash accruals or Advance value of property, whichever is lower


TL (For Shop Development):

Max: 25% of OD Limit

Baroda Property Pride : Interest Rates and Charges

Competitive pricing linked to Repo rate/MCLR

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