Baroda Property Pride
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Overview
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Terms and Conditions
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Interest Rates and Charges
Baroda Property Pride : Overview
The Baroda Property Pride provides need based funding to individuals/units engaged in the trade of any commodity/goods in physical form required by the community and trading in them is not prohibited by law or opposed to public interest.
Baroda Property Pride : Terms and Conditions
Nature of Facility:
Overdraft – General / Overdraft-Reducing / Term Loan / Non Fund based facility
Maximum limit#:
Rural |
2.00 Crores |
Semi-Urban |
7.50 Crores |
Urban |
15.00 Crores |
Metro |
25.00 Crores |
#May vary based on CIBIL Rank
Age Criteria :
Min: 20 Year, Max: 65 Year at the time of end of tenure of Loan
Repayment Period :
Term Loan: 10 years
OD-General: 1 year, subject to annual review
OD-Reducing (applicable for fresh applicants only)
Term Loan :
Less than 5 times of last 2 Years average of Cash accruals or Advance value of property, whichever is lower
TL (For Shop Development):
Max: 25% of OD Limit
Baroda Property Pride : Interest Rates and Charges
Competitive pricing linked to Repo rate/MCLR
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