Bank of Baroda, for rural India, with rural India.

Animal Husbandry Infrastructure Development fund (AHIDF)

Interest Subvention of 3% is available for all Eligible Entities
Term loan facility
Credit Guarantee coverage up to 25% of the credit facility available to the borrower.
brllr
Minimum Margin:
1. 10% for micro & small units
2. 15% for medium enterprises
3. 25% for all others
Maximum repayment period is 10 years inclusive of moratorium period of 2 years.
Repo Rate and Credit Rating linked ROI

Financing facility for investment in viable projects for establishing new and strengthening existing animal husbandry infrastructure units through incentives and financial support in order to improve agriculture infrastructure

All eligible entities can submit their proposal with complete detailed projects through “Udyami Mitra Portal” developed by SIDBI.

Eligible Beneficiaries:

Nature of Facility

Term Loan

Loan tenure & Repayment

Maximum repayment period is 10 Years inclusive of moratorium of 2 Years on Principal amount.
Repayment can be fixed monthly/quarterly/half yearly/yearly based on the cash flow of the project.

Security

Hypothecation of Movable structures/Equipment/ Machineries purchased or created out of banks finance.
Mortgage of fixed assets, land & buildings
Personal guarantee of proprietors/partners/promoters/Directors etc.

Margin

Rate of Interest

Internal Credit Rating	Immovable Property Security Coverage
Internal Credit Rating	Above 100%	Above 75-100%	Above 50-75%	Below 50%
Cr-1 to CR-3	BRLLR + SP + 0.30%	BRLLR + SP + 0.40%	BRLLR + SP + 0.65%	BRLLR + SP + 0.90%
CR-4 to CR-6	BRLLR + SP + 1.00%	BRLLR + SP + 1.25%	BRLLR + SP + 1.50%	BRLLR + SP + 1.75%