Baroda Kisan Tatkal Loan Scheme

Benefits
Features
Eligibility Criteria
Document Required
Fees & Charges
Most Important Terms & Conditions (MITC)

Baroda Kisan Tatkal Loan Scheme : Benefits

A scheme to meet the emergent funds requirements for agriculture and domestic purposes during off season.
Maximum Loan upto Rs 1.00 Lakhs

Baroda Kisan Tatkal Loan Scheme : Features

An instant credit facility for the farming community to meet the emergent funds requirements for Agriculture and related purposes & expenses during Post-harvest/ storage/ marketing actives and meet tide over temporary difficulties/liquidity problem in any agriculture and allied activities, crop failures, operational requirements like repairs and maintenance of structures, Insurance Premium, urgent repairs of farm equipment/machinery etc.

Domestic requirements of various religious ceremonies, festivals, emergent, medical expenses, other emergent expensens.

Baroda Kisan Tatkal Loan Scheme : Eligibility Criteria

Individual Farmers/Joint borrowers who are existing BKCC holder of our bank for at least 2 years, with satisfactory repayment track record of all advance accounts.

Baroda Kisan Tatkal Loan Scheme : Document Required

Application Form
Any one of ID Proof like Driving License, Aadhaar Card, Voter ldentity Card, Passport etc.

Baroda Kisan Tatkal Loan Scheme : Fees & Charges

Processing charges:

Waived upto Aggregate Loan Limit (BKCC+Tatkal) of Rs. 3.00 Lakhs
Above Rs 3 Lakhs - 1 % of the limit sanctioned with a maximum of Rs 100 lakhs

Inspection Charges:

Waived upto Aggregate Loan Limit of Rs. 3.00 Lakhs
Above Rs 3 to Rs 10 Lakhs - Rs 250

Baroda Kisan Tatkal Loan Scheme : Most Important Terms & Conditions (MITC)

Eligibility	Individual Farmers/Joint borrowers who are existing BKCC holder of our bank for at least 2 years, with satisfactory repayment track record of all advance accounts.
Quantum of Loan	50% of BKCC limit subject to a maximum amount of Rs. 1.00 lac.
Nature of Facility	Demand Loan
Repayment Period	36 months
Security	Existing security under BKCC to be extended. The existing norms of no collateral security up to Rs.1.6 lakhs to be followed if combined limit is within Rs.1.6 lakhs.