Financing growth & transforming rural India.
Bank of Baroda, for rural India, with rural India.
Financing Development of Dairy, Poultry, Fishery, etc.
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Benefits
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Features
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Eligibility Criteria
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Document Required
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Fees & Charges
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Most Important Terms & Conditions (MITC)
Financing Development of Dairy, Poultry, Fishery, etc. : Benefits
- Processing charges Nil for Aggregate Loan upto Rs 3.00 Lakhs
- Inspection charges Nil for Aggregate Loan upto Rs 3.00 Lakh
- Margin Nil for loans upto Rs 1.00 Lakhs
- Meets the capital expenditure and working capital requirements of units engaged Agri Allied activities
Financing Development of Dairy, Poultry, Fishery, etc. : Features
To meet capital expenditure and working capital requirements of units engaged in dairy, piggery, poultry, fishery, sericulture (up to cocoon stage), agriculture and rearing of sheep, goat and camel, for construction of animal sheds, pig houses, poultry sheds, etc. for purchase of milch animal such as cows, buffaloes, breeding pig, one day old chicks, layers, equipment/machinery, transport vehicles for purchase of feed and for meeting other expenses such as labour, marketing etc.
Financing Development of Dairy, Poultry, Fishery, etc. : Eligibility Criteria
All persons including small and marginal farmers and agricultural labourers engaged in agriculture and allied activities.
Financing Development of Dairy, Poultry, Fishery, etc. : Document Required
- KYC Documents (AADHAR, Voter ID, PAN Card, Driving License etc.)
- Passport Size photo
- Quotation/Invoice (if available)
- Land Records
- Project Report (if available)
- IT Returns (if available)
Financing Development of Dairy, Poultry, Fishery, etc. : Fees & Charges
Processing charges:
- Aggregate Agriculture exposure of Rs. 3.00 Lakhs- Nil
For Working Capital (Fresh/Review)
- Above Rs 3 lakhs to Rs 10 Lakhs - Rs 250/- Lakh or part thereof +GST
- Above Rs 10 Lakhs- Rs 350/lakh or part thereof maximum Rs 35.00 Lacs
For Term Loan
- Above Rs 3 Lakhs - 1 % of the limit sanctioned with a maximum of Rs 100 lacs.
Inspection Charges:
- Agriculture exposure upto Rs. 3.00 Lakhs- Nil
- Above Rs 3 lakhs to Rs 10 Lakhs - Rs 250
- Above Rs 10 Lakhs to Rs 1 Crore - Rs 1000
- Above Rs 1 Crore - Rs 5000
Financing Development of Dairy, Poultry, Fishery, etc. : Most Important Terms & Conditions (MITC)
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Rate of Interest |
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Margin |
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Repayment Period | Term Loan: For purchase of milch cattle – 4-5 years. For fishery, piggery, apiculture, sericulture, etc. 3 to 7 years depending upon the economic viability of the scheme but not less than 36 months. | ||||||||||||
Security | For loans upto 1.60 Lakh
For loans above 1.60 Lakh
Investment loans wherever moveable assets are created
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