Bank announces Financial Results for quarter/year ended, 31st March 2023.
As per revised RBI directives all our Locker-holders are requested to visit Bank of Baroda, Base Branch.
With Bank Of Baroda personal loan, you get lowest interest rates, instant approval with minimal documentation. Checkout Bank of Baroda personal loan interest rates & eligibility. Apply now!
Apply for Bank of Baroda Home Loan online at the lowest interest rates. Checkout our home loan eligibility, interest rates, documentation. Get instant home loan approval. Apply now!
Car Loan: Apply for auto loan online by Bank of Baroda at an attractive interest rates & easy EMI option. Upto 90% financing on on-road price. Buy your dream car today!
Why should finance come in the way of future? Getting an education loan is an easy way to finance your dreams. A student loan can help you get into the university of your choice. Bank of Baroda is here to finance your dreams, education & career goals.
The easiest way to save for you, for your loved ones, and for your future. A savings account gives you the liberty to choose according to your needs and additionally give you benefits for all your transactions. With a gamut of savings account features on the table, Bank of Baroda is here to make your banking simple and easy!
Open Current Account online at Bank of Baroda to meet all your banking needs. Go to our website to learn more about the different types of current accounts we offer and apply now!
Bank of Baroda deposit plans offer convenient solutions to both working individuals as well as senior citizens. These deposits are categorised into deposits with a term period of less than 12 months, more than 12 months and recurring deposits.
An account for all. B3 Silver Account comes with maximum savings and zero Quarterly Average Balance (QAB). Also, make the most of coins and annual offers from Loyalty Rewardz to fulfill yearlong subscriptions and shopping.
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Bank of Baroda focuses on its employees, offering a career rather than just a job. Various initiatives are in place to groom employees throughout their life cycle. A comprehensive talent management system to groom future leaders of the bank.
Bank of Baroda offers various types of personal banking cards such as Credit, Debit, Prepaid, Business & Travel Cards. Choose the one best suited card for your needs.
Choose our Corporate Banking services.
Bank of Baroda is technology led and service driven bank that operates out of large expanding network of 3100 plus outlets across the country. 100% of our outlets are electronically linked i.e. working under Core Banking Solution (CBS). Baroda Cash Management Services (BCMS) is a software application that facilitates management of customers’ fund, particularly, of corporate customers. BCMS is our thrust area and technology advantage helps us in delivering superior products. This provides us competitive advantage and you may route your voluminous collection/payment through us for faster credit to corporates/your suppliers.
BCMS is based on robust technology capable to cater to collection/receivables or payment/payable requirement of:
You must have experienced that the collection of local and outstation funds is expensive and time consuming, needs constant follow-up and tracking. Bulk and voluminous payments needs lot of manual involvement and attracts huge cost.
To eliminate these bottlenecks, Bank of Baroda has come out with a comprehensive range of collections and payments modules under BCMS products to take care of your needs. It will enable you to have following advantages:
The Collection Module handles all inflow of funds in your accounts, which can be by way of:
The inflow of funds is efficiently managed by the Collection Module of BCMS by capturing all relevant details of the three types of transactions listed above and thereby helping you, both for your MIS as well as for reconciliation. The collection of cheques, whether local or outstation, can be programmed for pre-defined days, enabling you to forecast your financial position and helping you in financial decision making.
Funds can be collected in your accounts from the payees who have given DDI/ADM in your favour as per predefined periodicity.
BCMS payment module can help you to reduce your overall processing costs, saving time and money while providing a value-added service to your suppliers. Our comprehensive payment module will enhance your accounts payable process, thus eliminating many manual task involved in making payments, allowing you and your staff to spend more time focusing on your core business needs. We understand that most of your efforts in payment is directed towards initiation, difficulties in reconciliation process. With BCMS payment module, you can track the exact status of each payment through timely reports that can be uploaded in your company’s system.
Demand draft/Banker’s cheques printing - To cater to your need for issuing bulk DD/BC, we offer our centralized DD/BC printing services. Status of DD paid/unpaid can also be provided.
Customer Cheque Printing - Payment by cheque still remains a popular mode but involves time-consuming and laborious manual processes. Payment outsourcing to bank would enable you to get the cheques printing as per the payment file. At present cheques can be printed at Central Operation Hub (COH) Mumbai & at branches, and can be dispatched through courier to you or the beneficiaries as per your instructions.
To cater to your need for bulk/voluminous payments through electronic mode, we offer centralized payment through COH and branches as under:
NEFT is introduced in banking system to facilitate an efficient, secure, economical, reliable and expeditious funds transfer and clearing in the banking sector throughout India. Payment file in prescribed format in soft copy is to be submitted to bank for crediting the beneficiary’s account with specified amount normally on the same day.
RTGS system is a payment settlement system that minimizes the credit risk in the prevalent cheques clearing system. BCMS provides immediate electronic fund transfer to RTGS enabled bank branches of other banks across the country.
Payment of dividend/interest or redemption to customers of our Bank (i.e. fund transfer between BOB branches).
Payment to your suppliers/employees who are banking with us (i.e. fund transfer between BOB branches).
Salary to your employees can be effected through BCMS package.
On receipt of payment file, we process the same and thereafter provide update payment status report and return payment status report for easy reconciliation and accounting at your end.
Corporate’s main challenge revolves around ensuring that the company’s cash resources are utilised to maximum advantage.
Liquidity Management helps in managing funds in various accounts called Contributing Account by sweeping in one account called Concentration Account at specified time (may be end of day) and funding of different contributing accounts through Concentration Account at specified time (may be beginning of day).
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