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IndiaFirst Guaranteed Retirement Plan

IndiaFirst Guaranteed Retirement Plan

Live life on your own terms you’ve earned it!

Guaranteed peace of mind

  • Earn assured returns and strengthen your finances

Consistently growing retirement corpus

  • Stay ahead of inflation through your consistently growing retirement corpus with bonuses in the latter years

Premium payment options

  • Multiple options to invest at your own pace – regular, limited or single premiums

Retirement Term

  • Maximize your retirement pool, up to a term of 40 years

Tax Benefits

  • You are eligible for tax deductions on premiums paid under this plan as per Section 80 (CCC) of the Income Tax Act, 1961 as per Income Tax Laws

Death Benefits

  • Death benefits are tax free under Section 10 (10D) of the Income Tax Act, 1961
Age at Entry
Age at Entry Years
Minimum 25 years (For regular premium and limited premium)
No minimum age for single premium
Maximum 55 years (For regular premium)
70 years (For limited premium)
75 years (For single premium)
Age at Maturity
Age at Maturity Years
Minimum 40 years (at the end of the plan term)
Maximum 80 years (at the end of the plan term)
Sum Assured limit
Sum Assured Amount
Minimum 5,00,000 (For regular premium and limited premium)
1,00,000 (For single premium)
Maximum No limit (Subject to underwriting)


"Bank of Baroda is authorized by the Insurance Regulatory and Development Authority to act as a Corporate Agent from 01.04.2019 to 31.03.2022 for procuring or soliciting insurance business of Life Insurance & General Insurance under Registration Code CA0004"

The contract of insurance is between the Insurer and the Insured; and not between the Bank and the Insured

Insurance is the subject matter of solicitation.

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