कैलकुलेटर
फ़ॉर्म डाउनलोड करें
टोल फ्री नंबर (घरेलू):
1800 5000
1800 5700
Make your securities work harder for you.
ऋण की चुकौती आसान समान मासिक किश्तों में.
Baroda Advance Against Securities (Kisan Vikas Patra / e KVP)
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विशेषताएं
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पात्रता
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ब्याज दर और प्रभार
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सबसे महत्वपूर्ण नियम और शर्तें (एमआईटीसी)
Baroda Advance Against Securities (Kisan Vikas Patra / e KVP) : विशेषताएं
| Type Of Facility | Demand /Overdraft & Term Loan |
|---|---|
| Minimum Loan Limit |
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| Maximum Loan amount | No Ceiling |
Baroda Advance Against Securities (Kisan Vikas Patra / e KVP) : पात्रता
- Resident Individuals aged 21 Years and above.
Baroda Advance Against Securities (Kisan Vikas Patra / e KVP) : ब्याज दर और प्रभार
| उत्पाद | शर्तें | रेपो रेट + स्प्रेड | प्रभावी ब्याज दर | |
|---|---|---|---|---|
| केवीपी/ ई-केवीपी के एवज में ऋण |
Conditionsमांग ऋण / मीयादी ऋण |
Repo Rate + Spreadकेवीपी दर से 1.00% अधिक अथवा बीआरएलएलआर +एस.पी.+1.50%, जो भी अधिक हो. |
Effective Rate of Interest- |
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Conditionsओवरड्राफ्ट |
Repo Rate + Spreadडीएल/ टीएल पर लागू ब्याज दर से 0.25% अधिक अर्थात केवीपी दर से 1.25% अधिक अथवा बीआरएलएलआर+ एस.पी. + 1.75%, जो भी अधिक हो. |
Effective Rate of Interest- |
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Conditionsस्टाफ |
Repo Rate + Spreadकेवीपी दर से 0.50% अधिक |
Effective Rate of Interest- |
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प्रोसेसिंग शुल्क
- Rs.500 + जीएसटी
Baroda Advance Against Securities (Kisan Vikas Patra / e KVP) : सबसे महत्वपूर्ण नियम और शर्तें (एमआईटीसी)
- KVP issued by post office or any Bank of Baroda Branch will be accepted.
- Advance will disbursed only after noting with appropriate authorities.
- Advance to third party is not permitted.
सहायता चाहिए ?
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टोल फ्री नंबर .
विदेश से कॉल करने वाले
घरेलू ग्राहकों के लिए 24x7 उपलब्धता:
+91 79-66296009 -
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Can I get a loan on my NSC (National Savings Certificate)?
Yes, you can borrow against your NSC up to 80–85% of its face value.
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Can I take a loan on KVP (Kisan Vikas Patra)?
Yes, you can certainly apply for a loan against KVP up to 80 to 85% of the face value.
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How to get a loan on Kisan Vikas Patra (KVP)?
By visiting your nearest bank branches
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What is the minimum and maximum loan amount that can be availed against NSC or KVP? (In bullet points)
Minimum: Loan Rs.3,000
Overdraft: Rs.20,000
Maximum: No ceiling
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How to use NSC as security for loans?
To be eligible for a loan, a person must give the bank a pledge of their NSC.
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Is NSC safe for a loan?
Yes.
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How will your bank decide your loan eligibility against NSC or KVP?
Banks may lend up to 80 to 85 percent of the face value of NSCs or KVPs.
