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अक्सर पूछे जाने वाले प्रश्न

  • How do I avail the best offers & discounts on various brands through Bank of Baroda?

    We, at Bank of Baroda, offer plenty of card offers. From time to time, we partner with e-commerce sites, entertainment, lifestyle, and other brands to bring the best deals.

    You can avail the Bank of Baroda offers by glancing through a tab of a particular card.

    For example, click on RuPay cards to know the debit card offer applied to the that variant of debit card.

  • How do I redeem coupon codes?

    In 3 simple steps, you can redeem the coupons.

    1. Check the details on the bank’s official website under the “Offers” section.
    2. Quickly check the eligibility details in 1 scroll.
    3. Use the code mentioned on our website while paying on the gateway.

    In case of an instant cashback, you will receive the BoB offer benefit immediately.

    With cashback offers, the amount is credited back to the customer’s account/merchant wallet at a later date.

  • Do I need to be a Bank of Baroda account holder to avail of the offers?

    Yes, you must be the holder of a debit card at Bank of Baroda to avail the applicable offers.

  • Can I get an update regarding all the latest debit card offers by BOB?

    Yes. We do share the latest offers on your registered email address and notifications on the bob World app about RuPay, Visa and Mastercard offers.

  • Can I use both RuPay Debit Card and Visa Debit Card to avail of offers?

    No, you cannot do so. All the cards come along with pre-decided terms and conditions. If in the details section, a Visa card is acceptable, then you can particularly use that variant for the offer.

  • Can I use two Debit Cards to avail an offer?

    Actually, no. Only one card variant is allowed to be used for one offer.
    However, you can avail of the card offer for one coupon with the other variants (RuPay, Visa, Mastercard) of the card.

  • Which debit card is best for offers?

    All BoB debit cards, irrespective of the variant have unique offers running throughout the year.
    You can browse through the ‘Offers’ section for UPI offers, Credit and Debit cards, and many more offers

  • Will the cashback be credited to my BoB account?

    The cashback may be credited to your BoB account or merchant’s wallet, depending on the terms and conditions of the offer. 

    While the cashback is credited as follows.

    • 90 days after the transaction
    • After 90 days of campaign completion

    To miss the confusion, check the terms and conditions before making the transaction.  

  • How can I get cashback from the Bank of Baroda?

    You can avail cashback from BoB offers just by using the Bank of Baroda Debit Card.

  • How do I check my eligibility to avail an offer?

    The eligibility of the card is written on the listed offer.
    Navigate to the ‘Offer’ and scroll down to simplified ‘Terms and Conditions’.

  • What happens if an offer expires?

    In such cases, that particular BoB offer is invalid and cannot be used while making any transactions.

  • Does a drop in credit score affect getting the best offers?

    Irrespective of your credit score, you can avail the best BoB offers.
    The only criteria is to have a sufficient balance in your bank account.

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