Your affordable choice, When it comes to a Group Health Insurance Plan

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Wider, cheaper coverage Coverage for your family of up to 7 members, including parents, at an affordable premium.
AYUSH In-patient hospitalisation covered up to Rs. 3,00,000.
Pre & post Hospitalization coverage Covers 60 days pre-hospitalisation and 90 days post hospitalisation expenses.
Food allowance for Accompanying person Rs. 500 per day of hospital stay for an admissible claim.
Day care procedures 141 procedures covered.
Maternity benefit Normal & caesarean: Up to Rs.20,000 per policy period.
Domiciliary hospitalisation Up to Rs. 60,000/- for the family.
Ambulance charges Up to Rs. 2,500/- per hospitalisation.
Room charges Standard single occupancy AC room.
No hidden charges No additional co-pay or deductibles that will give you unpleasant surprises.
Tax benefit Avail tax benefit on the premium paid towards this health insurance, under section 80D of the Income Tax Act, 1961 as applicable.
Free look period/refund

The insured shall be allowed a period of 15 days from the date of receipt of this policy to review the terms and conditions of the policy and to return the same if not acceptable.

The Insured can return the policy within 15 days of its receipt if he/she is not satisfied with its coverage or terms and conditions. In such a case the policy will be cancelled from date of cancellation request received at insurer's office provided no claim is reported and considered. Refund of premium would be after retaining charges towards medical tests, stamp duty charges and pro-rata premium from the risk start date till date of cancellation.

Waiting Periods
30 days Applicable for sickness/illness. Nil for accidents.
12 months Applicable for specific listed illness.
24 months Applicable for pre-existing diseases/condition.
9 Months Maternity expenses covered after 9 months.
Renewal incentive Up to Rs. 2000/- per family, once in every two continuous claim free years.
Key Exclusion under the Group Health Insurance plan is as follows:
(Please refer to the Master Policy Wordings for detailed list of exclusions)
30 Days waiting period: Any disease contracted within the first 30 days of commencement of cover will not be covered under the policy.
12 Months waiting period Expenses incurred on treatment of following diseases within 12 months from the commencement of the Policy will not be payable: Cataracts, benign prostatic hypertrophy, hysterectomy for menorrhagia or fibromyoma, hernia, hydrocele, fistula in anus, piles, internal congenital disease, sinusitis and related disorders.
24 Months waiting period - Pre-existing isease (PED) Pre-existing conditions will be covered after a waiting period of 24 consecutive months of continuous coverage under this plan.

  • Charges incurred in connection with the provision or fitting of hearing aids, eyeglasses or contact lenses.
  • The use, misuse, or abuse of alcohol, banned substances or narcotic drugs (whether prescribed or not).
  • HIV, AIDS and all related medical conditions.
  • Vaccination, inoculation, cosmetic treatments, aesthetic treatments, experimental, investigational or unproven procedures or treatments, devices and pharmacological regimens of any description.
  • The treatment of obesity =(including morbid obesity) and any other weight control programs.

Bank of Baroda is authorized by the Insurance Regulatory and Development Authority to act as a Corporate Agent from 01/.04/.2019 to 31/.03/.2022 for procuring or soliciting business of Life Insurance, General Insurance and Standalone Health Insurance under Registration Code CA0004". Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a sale. The purchase of Insurance product by Bank of Baroda customers is purely on a voluntary basis. The insurance products are underwritten by respective insurance company. Bank of Baroda does not perform any insurance e-commerce activity on its website. The contract of insurance is between the insurer and the insured; and not between the bank and the insured.


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चयन करें General Insurance Type
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  • ऑटो सिक्योर दुपहिया वाहन पैकेज पॉलिसी
  • CholaMS Motor Insurance
  • Travel Guard by TATA AIG
  • Overseas Mediclaim Business and Holiday
  • Overseas Mediclaim Employment and Studies
  • AIGC business guard
  • Others

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संबंधित उत्पाद

Are you Bank of Baroda Customer?

This is to inform you that by clicking on continue, you will be leaving our website and entering the website/Microsite operated by Insurance tie up partner. This link is provided on our Bank’s website for customer convenience and Bank of Baroda does not own or control of this website, and is not responsible for its contents. The Website/Microsite is fully owned & Maintained by Insurance tie up partner.


The use of any of the Insurance’s tie up partners website is subject to the terms of use and other terms and guidelines, if any, contained within tie up partners website.


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