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Education Loan EMI Calculator
  • Loan Amount:

    10000
    10000000
    500000
  • Rate of Interest(%):

    5%
    15%
    7.15
  • Loan Terms:

    12
    180
    120
  • Equated Monthly Installment (EMI) will be

कॉलबैक अनुरोध

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चयन करें Education Loan Type
  • उत्पाद : बड़ौदा विद्या (नर्सरी से बारहवीं की शिक्षा)
  • बड़ौदा विद्या (नर्सरी से बारहवीं तक की शिक्षा)
  • बड़ौदा स्कॉलर
  • प्रमुख संस्थानों के छात्रों हेतु बड़ौदा शिक्षा ऋण
  • कौशल ऋण योजना
  • विद्या लक्ष्मी पोर्टल
  • शिक्षा ऋण के लिए भारत सरकार की ब्याज सब्सिडी योजनाएं
  • भारत में प्रमुख संस्थानों द्वारा प्रदान किए जा रहे ईडीपी के लिए बड़ौदा शिक्षा ऋण
  • विदेश में प्रमुख संस्थानों द्वारा उपलब्ध कराए गए ईडीपी के लिए बड़ौदा शिक्षा ऋण
  • दिल्ली में उच्च शिक्षा पाने के लिए उच्च शिक्षा और कौशल विकास गारंटी योजना
  • Others

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अक्सर पूछे जाने वाले प्रश्न

  • Who can apply for the loan?

    Any Indian national fulfilling criteria stated above is eligible for education loan.

  • Who can be co-obligant?

    The parents, guardians, friends and relatives can be co-obligant.

  • How much does Bank of Baroda lend?

    Studies in India - Maximum Rs.125.00 Lakh for Medical & Aviation & for others Rs.10 lakhs

    Studies abroad - Rs. 150.00 lakh for Institutions specified in List of Premier Institutions & Rs. 60.00 lakh for Institutions not specified in List of Premier Institutions

  • For how long a period can I get the loan?

    We grant loans for a term of 10-15 years after repayment holiday/moratorium.

  • What is the repayment holiday/moratorium period?

    Course period + 1 year

  • What is the mode of repayment?

    The accrued interest during the repayment holiday period to be added to the principal and repayment in Equated Monthly Instalment (EMI) is fixed.

  • Do you offer any concession?

    Yes, we do offer 0.5% interest concession to the girl student Loanee

  • What type of interest do you charge under your Education Loan Scheme?

    We charge simple interest at monthly rests during the repayment holiday/moratorium period.

  • Do you levy any penalty for default under the scheme?

    Yes, we charge penal interest @ 2% on overdue amount in the loan exceeding Rs. 4 lakhs.

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