• Benefits
  • Features
  • Disclaimer
  • Eligibility Criteria

Indiafirst Life Guaranteed Radiance Smart Invest Plan : Benefits

  • 0 Premium Allocation Charges
  • 0 Policy Admin Charges
  • Return of Mortality Charges
  • Free Fund Switch Options
  • 10 Funds to choose from
  • 6 Investment Strategies
  • Waiver of Premium Option
  • Life Cover
  • New Age Fund Options

Indiafirst Life Guaranteed Radiance Smart Invest Plan : Features

  • Provide a safety net for you and your loved ones through the life insurance cover
  • Death Benefit in your policy ensures that the dreams of your loved ones are not compromised
  • even in your absence
  • Choose from three different plan options based on your life insurance coverage need – Life Option, Extra Shield Option, Family Care Option
    1. Provide a safety net of life insurance cover against Death through Life Option.
    2. Provide cushion of additional insurance cover against Death and Accidental Death through Extra Shield Option
    3. Maintain continuity of your policy benefits through waiver of premiums in Family Care Option
  • Tailor the policy to suit your insurance needs through flexible term and premium paying options
  • Grow your money while you participate in market linked fund options
  • Get the flexibility to choose from ten different fund options as per your requirement
  • Choose any one of the below savings strategies in your policy to accomplish your financial goals

Indiafirst Life Guaranteed Radiance Smart Invest Plan : Disclaimer

Bank of Baroda is authorized by the Insurance Regulatory and Development Authority to act as a Corporate Agent from 01/04/2022 to 31/03/2025 for procuring or soliciting business of Life insurance, General insurance & Standalone Health insurance under Registration Code CA0004". For more details on risk factors, terms and conditions please read the sales read sales brochure carefully before concluding a sale. The purchase of Insurance products by Bank of Baroda customers is purely on a voluntary basis. The insurance products are underwritten by the respective insurance company. Bank of Baroda does not perform any insurance e-commerce activity on its website. The contract of insurance is between the insurer and the insured; and not between the Bank and the Insured.

Indiafirst Life Guaranteed Radiance Smart Invest Plan : Eligibility Criteria

  • Mimimum Age at entry for Life Option is 0 and for Extra Shield, Family Care option it is 18 years
  • Maximum Age at Entry is 65 years for all plan options
  • Minimum age at maturity is 18 years and maximum 99 years
  • Policy terms starts from 5 years to 99 years depending upon the type of premium pay under Regular, Limited and Single premium pay option
  • Premium Paying term starts from 5 years to 20 years
  • Minimum premium for regular and limited pay is Rs. 48,000 and for single premium pay is Rs. 2,50,000
  • Minimum Sum Assured for Regular & Limited Pay is 7x Annualised Premium and maximum is 10x Annualized Premium
  • Minimum and Maximum Sum Assured for Single Pay is 1.25xSingle Premium

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