कैलकुलेटर
फ़ॉर्म डाउनलोड करें
कॉलबैक का अनुरोध करें
टोल फ्री नंबर (घरेलू):
1800 5700
Make your securities work harder for you.
Avail hassle-free advance against security of bonds.
Baroda Advance against the securities (Relief Bonds /Government Bonds)
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विशेषताएं
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पात्रता
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ब्याज दर और प्रभार
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सबसे महत्वपूर्ण नियम और शर्तें (एमआईटीसी)
Baroda Advance against the securities (Relief Bonds /Government Bonds) : विशेषताएं
| Type Of Facility | Demand /Overdraft & Term Loan |
|---|---|
| Minimum Loan Limit |
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Maximum Loan amount |
No Ceiling |
Baroda Advance against the securities (Relief Bonds /Government Bonds) : पात्रता
- Resident Individuals aged 21 years and above
Baroda Advance against the securities (Relief Bonds /Government Bonds) : ब्याज दर और प्रभार
| उत्पाद | शर्तें | रेपो रेट + स्प्रेड | प्रभावी ब्याज दर | |
|---|---|---|---|---|
| जीवन बीमा पॉलिसी के एवज में ऋण, राहत बॉड / सरकारी बॉड की प्रतिभूतियों के एवज में ऋण |
Conditionsमांग ऋण / मीयादी ऋण |
Repo Rate + Spreadबीआरएलएलआर + एसपी + 1.50% |
Effective Rate of Interest0.00% |
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Conditionsओवरड्राफ्ट |
Repo Rate + Spreadडीएल/ टीएल पर लागू ब्याज दर से 0.25% अधिक अर्थात केवीपी दर से 1.25% अधिक अथवा बीआरएलएलआर+ एस.पी. + 1.75% |
Effective Rate of Interest0.00% |
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प्रोसेसिंग शुल्क
- Rs.500 + जीएसटी
Baroda Advance against the securities (Relief Bonds /Government Bonds) : सबसे महत्वपूर्ण नियम और शर्तें (एमआईटीसी)
- Advances to third party is not permitted.
- Advances will only be made against Bonds which are eligible for Bank
- Finance, for Example: 6.5% RBI Bond 2003, 7% savings Bond 2002 etc.
- Advance will be sanctioned on merits and after ascertaining repayment capacity of the borrower.
सहायता चाहिए ?
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टोल फ्री नंबर .
विदेश से कॉल करने वाले
घरेलू ग्राहकों के लिए 24x7 उपलब्धता:
+91 79-66296009 -
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Can I get a loan against government bonds?
Yes.
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What type of security is a government bond?
Bond issued by the Reserve Bank of India and Government of India.
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What is the minimum amount of loans taken against government bonds?
Loan: Rs.3,000 and Overdraft: Rs.20,000
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What is the interest rate for loans secured by government bonds?
Presently, it is 9.20% to 9.45%
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Can we take loans against government bonds online?
Yes, it is available up to an Agreement In Principle sanction.
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What are the advantages of taking a loan against government bonds?
It is hassle free and available at lower ROI.
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How much can I avail as a loan?
For government savings bonds, up to 80 to 85% of the face value.
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What about the repayment tenure of the loan?
Loan: up to 35 months Rs.3,000 Overdraft: Rs.20,000
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What is the current interest rate for loans taken against government savings bonds?
Presently, it is 9.20% to 9.45%, according to the government of India.
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Is it possible to get a loan against any government bonds?
Yes
