IndiaFirst Smart Save Plan

• Enjoy the upside of market and make the most of your money
• Protect your loved ones financially in case of any unforeseen events
• Invest in 4 funds across different asset classes, as per your risk appetite
• Protect your investments from market fluctuations by transferring your money to a ‘Liquid1’ Fund during the last three years of your plan
• Utilize your 2 free monthly switches to shift your funds from one option to another
• Utilize your 2 free monthly switches to shift your funds from one option to another
• Access your money in case of any financial emergency through partial withdrawals

• You can build your savings systematically, through various fund options
• This ULIP Plan offers a life cover in case of the life assured’s untimely death
• You have the option of 4 funds across different asset classes, where you choose the proportion of your premiums based on your risk appetite
• You can make the most of your premiums by ‘switching’ or ‘redirecting your premium’ from one fund to another
• Access your money in case of any financial emergency through partial withdrawals after the completion of lock in period
• This ULIP policy can be purchased through online mode, at your convenience
• Tax* benefit may be available on the premiums paid and benefits received as per prevailing tax laws.

*Tax exemptions are as per applicable tax laws as amended from time to time.

Bank of Baroda is authorized by the Insurance Regulatory and Development Authority to act as a Corporate Agent from 01/04/2012 to 31/03/2025 for procuring or soliciting business of Life insurance, General insurance & Standalone Health insurance under Registration Code CA0004". Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions please read the sales read sales brochure carefully before concluding a sale. The purchase of Insurance products by Bank of Baroda customers is purely on a voluntary basis. The insurance products are underwritten by the respective insurance company. Bank of Baroda does not perform any insurance e-commerce activity on its website. The contract of insurance is between the insurer and the insured; and not between the Bank and the Insured.

• Minimum age at entry is 5 years and maximum age at entry is 65 years
• Maximum age at the end of policy term is 75 years
• Premiums can be paid monthly, half-yearly, and yearly
• Flexibility to choose your Policy Term from 10 to 70 years under Regular Premium
• Flexibility to choose your Policy Term from 5 to 20 years under Single Premium