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कृपया यह विवरण भरें, ताकि हम आपको वापस कॉल कर सकें और आपकी सहायता कर सकें.

चयन करें Saving Accounts Type
  • बड़ौदा एडवांटेज बचत खाता
  • भारतीय सैन्य कार्मिकों के लिए वेतन और पेंशन समाधान
  • भारतीय केंद्रीय बल कार्मिकों के लिए वेतन और पेंशन समाधान
  • बड़ौदा पुलिस बल वेतन पैकेज
  • केंद्र / राज्य सरकारी कर्मचारी के लिए वेतन/पेंशन प्राप्त करने हेतु वेतन और पेंशन समाधान
  • बड़ौदा वेतन क्लासिक खाता
  • बड़ौदा वेतन सुपर खाता
  • बड़ौदा वेतन प्रीमियम खाता
  • बड़ौदा वेतन प्रिविलेज
  • बड़ौदा चैम्प खाता
  • सुपर बचत खाता
  • बड़ौदा जीवन सुरक्षा बचत खाता
  • सरकारी बचत खाता (बड़ौदा सरकारी निकाय एसबी खाता)
  • बड़ौदा एसबी स्वयं सहायता समूह
  • बड़ौदा महिला शक्ति बचत खाता
  • बड़ौदा पेंशनर्स बचत बैंक खाता
  • बड़ौदा प्लैटिनम बचत बैंक खाता
  • बड़ौदा पेशेवर बचत बैंक खाता
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  • वीडियो केवाईसी (वी-केवाईसी) का उपयोग करके ऑनलाइन बचत खाता खोलें
  • Others

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अक्सर पूछे जाने वाले प्रश्न

  • What is a savings account?

    In a bank or other financial institution, a savings account is a deposit account that pays interest. Although the interest rates on these accounts are typically not as high as those on savings accounts, their dependability and safety make them a fantastic choice for keeping cash on hand for urgent needs.

  • What are the eligibility criteria to open a savings account?

    To open a savings bank account, a resident must be at least 10 years old, independent readers and writers, individually or jointly competent to enter into a contract, and possessing valid KYC documents. A savings bank account can be opened by foreigners and Hindu Undivided Families. Savings accounts can be opened alone or with a partner, and the operating instructions can include either the survivor, the former or the survivor, anyone, or the survivor, etc.

  • How to open a savings account in the Bank of Baroda?

    By visiting the closest branch and bringing a valid KYC document, you can open a savings account at Bank of Baroda. You can also open an account through the bank's website or mobile app.

  • What type of savings account should I open?

    There are various savings account types that are suitable for all types of people, including members of the salaried class, businesspeople, self-employed people, professionals, business executives, housewives, minors over the age of 10, etc.

  • What is the interest rate for a saving account?

    The range of bank interest rates on the saving account varies as per the slabs of the outstanding amount. Please visit the interest rates section of our website for the latest rates offered.

  • What are the key requirements for opening a savings bank account?

    Valid KYC documents are the key requirements for opening a savings bank account.

  • What is the minimum balance in the Bank of Baroda saving account?

    The minimum balance for the Bank of Baroda saving account varies, depending upon the scheme selected for opening the account.

  • Why Bank of Baroda is the best bank for opening a savings bank account?

    All customers can choose from a wide variety of flexible and simple-to-use savings account options from Bank of Baroda, which places a priority on providing excellent customer service.

    • The Bank of Baroda Savings Account offers linking to the Multi Option Deposit to earn a high rate of interest, which is just one of its many benefits.
    • It offers different debit card types for the account holder's convenience.
    • Banking services like internet banking and missed call banking are provided by Bank of Baroda. A person can also use the mobile banking option, which offers services such as interbank mobile payment services (IMPS), utility bill payments, mobile recharges, inquiries and statements, and requests for checkbooks.
    • Passbook services are offered at no cost.
    • Bank of Baroda is an accessible and very practical savings bank account thanks to all these advantages.

  • How much money can be deposited in a savings account?

    There is no upper limit for depositing money in a savings account.

  • How is interest calculated on a savings account?

    On a daily basis, savings bank account interest is calculated using the daily closing balance in the account at the rates as per the savings interest, and the interest amount will be rounded to the nearest rupee.

    Interest is computed daily for each product and credited to accounts every three months. The Bank's quarters are May–July, August–October, November–January, and February–April for this purpose. Within 15 days of the end of the quarter, interest is credited to the account. However, when crediting interest, the value date effect as of the first of the month is given.

    Every quarter, in the months of February, May, August, and November of each year, interest will be credited to the account.

  • What is the difference between even a current account and a savings account?

    Have a quick look between the difference below:

    The term "savings account" refers to a type of demand deposit that is subject to limitations on the number of withdrawals and the dollar amounts that the Bank will permit during any given period.

    Current accounts are a type of demand deposit from which withdrawals are permitted as many times as desired, subject to the account's balance or a predetermined limit

  • Can we open a zero balance savings account?

    Yes, anybody can open a Bank of Baroda zero balance account.

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