Bank of Baroda presents Bhim Baroda Pay - A Unified Payments Interface (UPI) application that lets you transfer funds from any bank account using a Virtual Payment Address (VPA). No need to remember beneficiary details like account number, IFSC, Mobile Number, MMID etc. Send or Collect money using a Virtual Payment Address.
A Virtual Payment Address (VPA) is a unique identifier that you set and link to your bank account. (Example: yourname@barodampay )
Once linked, just quote your VPA instead of account number and IFSC to make or receive payments.
Unified Payments Interface (UPI) is payment system by NPCI that allows transfer of funds between accounts in convenient manner.
The details of incentive for Customers are as follows
| Sr. No. |
Incentive on Transaction |
Incentive Amount (Rs.) |
Terms & Conditions |
| 1 |
BHIM Baroda Pay app user of our Banks unique financial transactions |
Rs.25/- |
- Minimum transaction value should be Rs. 100/-
- The incentive will be paid for maximum 20 unique transaction per calendar month
- Only unique transactions are eligible for incentive
|
| 2 |
BHIM Baroda Pay app user of our Banks financial transactions |
| No. of transactions |
Incentive per month |
| >=25 but less than 50 |
Rs. 100/- |
| >=50 but less than 100 |
Rs. 200/- |
| > than 100 |
Rs. 250/- |
|
- Minimum transaction value should be Rs.10/-
- Calendar month will be used for calculation of month
|
(Unique Transaction – Only the first transaction where ‘A’ transfer funds to ‘B’, second transaction between ‘A’ and ‘B’ is not considered unique)
Merchants can also use this app by registering with “I am a Merchant” option and are eligible for incentive by receiving payments via this app.
| Sr No |
No of credit Transactions |
Incentive Amount (Rs.) |
Terms & Conditions |
| 1. |
Minimum transactions to be done in order to start earning incentive =>5 |
10% of transaction value with upper cap of Rs. 50/- per transaction |
- Minimum transaction value should be Rs. 25/-
- Maximum cashback of Rs. 1,000/- per month
- Calendar month will be used for calculation of month
|
New Feature (Available on Android)
- Customer will get snooze reminder for collect request received.
- Customer can set transaction limit (per transaction and per day) for the account linked in the application.
- Customer can now block Bank of Baroda accounts linked in the application for debit through BHIM Baroda Pay, UPI.
Key Features
-
One App for multiple bank Account
-
Send and receive money instantly
-
Safe and Secure
-
24*7 Availability
-
Instant Payment of any transaction
-
One App for all Payments
-
Easy access to Complaint module
-
Scan and Pay
-
Generate Static and Dynamic QR Code
-
UPI Id can be used for subscribing for an IPO
How to register
- Step 1 : Download the app from Google Play Store.
- Step 2 : Click Register for new registration or Already registered for already user.
- Step 3 : Enter details (Name, Last name, Email etc.) and Set a Virtual ID (VPA).
VPA is an identifier (eg. suchi@barodampay, wherein “suchi” is a unique name that you can choose for yourself) that can be uniquely mapped to an individual account that can be used for making and receiving payments without sharing account details.
- Step 4 : For dual SIM users, Select registered mobile number and enter the same(Standard SMS rate will be charged).
- Step 5 : Confirm mobile number.
- Step 6 : Set 4 digits login PIN and Question and answers.
- Step 7 : Login with 4 Digit login PIN and Add Bank Account to enjoy seamless facility.
Download App
Go ahead and download BHIM Baroda Pay, Bank of Baroda UPI application to experience the unique way of making payments using a Virtual Payment Address (VPA).
Bhim Baroda Pay is now available for all iOS users.
Contact Details
If you have any queries, please call Contact Centre for support.