हिंदी सामग्री के लिए यहां क्लिक करें
Against National Savings Certificates (NSC) / Kisan Vikas Patra (KVP)
Nature of facility
- Demand / Term Loan
- Overdraft
Margin
- 15% of face value of NSC /KVP ( if residual maturity period is less than 3 years)
- 20% of face value of NSC /(KVP) ( if the residual maturity period is 3 years and above)
Amount of advance
- Minimum Loan : Rs.3000/-
- Minimum Overdraft: Rs.20,000/-
Repayment of loan in easy EMIs.
Advance Against the security of Life Insurance Policies
Nature of facility
- Demand / Term Loan
- Overdraft
Margin
- 15% of surrender value, if the insurance policy is maturing within a period of less than 3 years
- 20% of surrender value, if the residual maturity period is 3 years and above.
Amount of advance
- Minimum Demand Loan : Rs.3000/-
- Minimum Overdraft : Rs.20,000/-
Repayment Period
Demand Loan : Maximum 60 EMIs subject to maturity date of policy.
Advance Against the security of Relief Bonds/Government Bonds eligible for bank finance and not restricted from availing Bank Finance
Nature of facility
- Demand / Term Loan
- Overdraft
Margin
- 15% of face value - if residual period of Relief Bonds is up to 3 years
- 20% of face value - if residual period is over 3 years
Amount of advance
- Minimum Loan : Rs.3000/-
- Minimum Overdraft : Rs.20,000/-
Repayment of loan in easy EMIs.