Loans

BOB Loans - A wide range of solution for all of your financial needs

Bank of Baroda offers a wide range of retail loans to meet your diverse needs. Whether the need is for a new house, child's education, purchase of a new car or home appliances, our unique and need specific loans will enable you to convert your dreams to realities.

Home Loan

• Attractive interest rates
• No Hidden Charges
• Quick Processing and best service
• Online Home Loan Eligibility

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Car Loan

• Longer tenure & lower EMI
• Maximum funding
• Quick Processing and best service
• Attractive interest rate

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Personal Loan

• Quick processing
• Hassle free documentation
• Attractive interest rate
• Online loan repayment

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Two Wheeler Loan

• Interest Rates - One year MCLR + Strategic Premium + 4.00%
• Processing Charges - 2% of Loan amount or Minimum Rs. 1000/-
• Finance for a minimum of Rs. 5000 and a maximum of Rs. 1 Lakh

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Education Loan

• For studies in institutions of India & Abroad
• No processing & documentation charges
• No security required
• 0.50% concession in rate of interest to loans for girl students

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Mortgage Loan

• Interest Rates - Base Rate (per annum) 9.15%
• Processing Charges - 0.20% of Loan amount, Maximum Rs.10,000/-
• Minimum: Rs.2.00 Lacs to Maximum - Rs.10.00 Crores

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Mudra Loan

• Non farm enterprises, Micro Enterprises and Small Enterprises segment
• Interest Rates - MCLR+SP to (MCLR+SP)+ 0.85% Small Enterprises
• Processing Charges - Nil

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Debit Card EMI

• Convert Purchases into monthly installments
• Attractive Rate of Interest
• Flexible Repayment tenure
• Nil Documentation
• Flexible Repayment tenure

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Advance Against Securities

• Against National Savings Certificates (NSC) / Kisan Vikas Patra (KVP)
• Processing Charges - Rs. 75/- per certificate (for individuals) Rs. 150/- per certificate (for others)

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Commission Agents Loan

• Facility for Commission Agents/Arthias, engaged in Retail Trade
• Interest Rates - One year MCLR + Strategy Premium+2.00%
• Finance for a minimum of Rs. 25,000/- and a maximum of Rs. 200 Lacs

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Loan for Public Issues / IPO

• You can avail loan up to Rs. 10.0 lacs for subscribing to new issues.
• Interest Rates - One year MCLR + Strategic Premium + 3.75%
• Invest now pay within maximum period of 90 days.

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Advance Against Gold Ornaments / Jewellery

• All individuals who are owners of the Gold Ornaments / Jewellery.
• Interest Rates - One year MCLR + Strategic Premium + 3.00%
• Processing Charges - 0.50% + service tax.

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Traders Loan

• Advance available up to Rs. 10 Crores
• Interest Rates - BTL-6 / BOB -6 rated accounts : MCLR –1 year + SP + 2.50%
• Finance for - Minimum: Rs.2.00 Lacs and Maximum Limit : Rs.10.00 Crores

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Baroda Advance against Securities

• Attractive interest rates
• Rs 1 crore for debt oriented mutual fund schemes
• Pay interest only on the loan amount utilized
• Overdraft facility

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