Loans

BOB Loans - A wide range of solution for all of your financial needs

Bank of Baroda offers a wide range of retail loans to meet your diverse needs. Whether the need is for a new house, child's education, purchase of a new car or home appliances, our unique and need specific loans will enable you to convert your dreams to realities.

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Home Loan

Attractive interest rates
No Hidden Charges
Quick Processing and best service
Online Home Loan Eligibility

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Car Loan

Longer tenure & lower EMI
Maximum funding
Quick Processing and best service
Attractive interest rate

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Personal Loan

Quick processing
Hassle free documentation
Attractive interest rate
Online loan repayment

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Two Wheeler Loan

BRLLR + Strategic Premium + 4%
Processing Charges - 2% of Loan amount or Minimum Rs. 1000/-
Finance for a minimum of Rs. 5000 and a maximum of Rs. 1 Lakh

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Education Loan

For studies in institutions of India & Abroad
No processing & documentation charges
No security required
0.50% concession in rate of interest to loans for girl students

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Mortgage Loan

BRLLR + Strategic Premium + spread depending upon Tenor and Amount of loan /Category and Risk Rating of borrower
Processing Charges - 0.20% of Loan amount, Maximum Rs.10,000/-
Minimum: Rs.2.00 Lacs to Maximum - Rs.10.00 Crores

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Mudra Loan

Non farm enterprises, Micro Enterprises and Small Enterprises segment
Interest Rates - MCLR+SP to (MCLR+SP)+ 0.85% Small Enterprises
Processing Charges - Nil

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Advance Against Securities

Against National Savings Certificates (NSC) / Kisan Vikas Patra (KVP)
Processing Charges - Rs. 75/- per certificate (for individuals) Rs. 150/- per certificate (for others)

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