A current account is a type of deposit account for those who need to make a substantial number of transactions on a regular basis.
Current accounts are most commonly used by professionals, entrepreneurs and large and small-scale businesses.
Unlike savings accounts, current accounts generally have no transaction limits and lets the holder opt for overdraft facilities
Bank of Baroda offers various types of current accounts to suit different customer needs.
Baroda Premium Current Account (BPCA)
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- Auto and Reverse Sweep facility enabling Current account holder to earn interest.
- NIL Folio Charges
- Free Unlimited Cheque Book
Baroda Premium Current Account-Privilege (BPCAP)
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- Auto and Reverse Sweep facility enabling Current account holder to earn interest.
- Free Unlimited Cheque Book
- 100 % discount on issuance of Demand Draft / Bankers cheque.
Baroda Small Business Current Account (BSBCA)
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- Specially Customized account to cater Banking needs of small business
- Account based on the concept of ‘Pay As You Use’
- Unlimited free digital transactions
- Basic and flexible deposit options, allowing transaction without limiting the numbers
- Immediate credit of outstation cheques up to Rs.20,000/-
- Free Digital Banking platforms (Internet Banking/ Mobile Banking)
- Eligibility - Life & General Insurance companies
- Minimum Balance: NIL;
- Maximum Balance: No limit
- Monthly statements: Free (once in a calendar month)
- Eligibility - Any scheduled commercial bank which is included in the second schedule of RBI Act 1934
- Minimum Balance: Rs.5000/-
- Maximum Balance: No limit
- Monthly statements: Free (once in a calendar month)
Baroda Startup Current Account
- No commitment on maintaining minimum quarterly balance up to 2 years.
- Auto and Reverse Sweep facility enabling Current account holder to earn interest.
- Hand-crafted Start-Up Kit for all customers.
- No charges on NEFT/RTGS/IMPS transactions up to 2 years.
Baroda Scale Up Current Account
- No commitment on maintaining minimum quarterly balance up to 1 year.
- Auto and Reverse Sweep facility enabling Current account holder to earn interest.
- Hand-crafted Start-Up Kit for all customers.
- No charges on NEFT/RTGS/IMPS transactions.