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Baroda Property Pride

Target Group

To provide need based funding to Individuals/ Units engaged in trade of any commodity / goods in physical form required by the community and trading in them is not prohibited by law or opposed to public interest.


  • The business units should be profit making for the last 2 years. Units having less than -2- year’s establishment can also be considered subject to prior approvals.
  • Borrowers to comply with the Licensing requirement for the business.


  • Overdraft: Working capital requirements
  • Non-fund based facilities (Letter of Credit & Bank Guarantee): Non fund facility can be considered over and above the Working capital / Term Loan limit.

Term Loan:

  • For Traders: Development of shop - (Purchase of equipment, Computer, Air-Conditioner, Furniture etc.; but not for purchase of shop, for need based requirements.
  • For other units – For Purchase of Plant and machinery/ Equipment; repair/renovation of factory land and building.


  Rural Semi- Urban Urban Metro
Minimum Rs.2.00 lacs Rs.2.00 lacs Rs.5.00 lacs Rs.5.00 lacs
Maximum Rs.100.00 lacs Rs.300.00 lacs Rs.500.00 lacs Rs.1000.00 lacs


  • Loan: Maximum 60 months (depending on repayment capacity).
  • Overdraft: 12 months, subject to annual review.  

Rate of Interest

Competitive pricing linked to Repo rate/MCLR

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