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Baroda Property Pride


Mortgage based credit facility to business entities


  • The business units should be making cash profit for the last 2 years.
  • Units having less than -2- year’s establishment can also be considered subject to prior approvals.
  • Borrowers to comply with the Licensing requirement for the business.


Term Loan

For Shop Development (not for purchase of shop):
Purchase of equipment, Computer, Air-Conditioner, Furniture etc.

‘Other than Shop Development’ i.e. for general business purposes

  • Purchase of Plant and machinery/ Equipment; Repair / renovation of factory land and building
  • For augment / shoring up of net working capital
  • To repay high cost debt of existing MSME Term Loan of other Banks/ FI / NBFC except unsecured loan from other sources

Working capital requirements: Overdraft – General , Overdraft Reducing The borrowers shall be free from the hassles of monthly submission of Stock statement. The Stock Statement to be obtained once a year i.e. as of last day of February, by 10th of March every year

Non-fund based facilities : Letter of Credit , Bank Guarantee


  Rural Semi- Urban Urban Metro
Minimum Rs.2 lacs Rs.2 lacs Rs.5 lacs Rs.5 lacs
Maximum Rs.1 Crore Rs. 5 Crore Rs. 10 Crore Rs. 15 Crore

Further increase in Maximum Limit is allowed, based on prior approvals.


  • Term Loan: Maximum 84 months, with moratorium period upto 6 months.
  • Overdraft-General: 12 months, subject to annual review.
  • Overdraft –Reducing: Maximum 84 months, subject to annual review

Rate of Interest

Competitive pricing linked to Repo rate/MCLR

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