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Agriculture Loan

Agriculture Finance

  • Additional Assurance to SHGs-Covid19(2021-22) Explore
  • Baroda Special Scheme for existing BKCC & BAHFKCC borrowers impacted by Second wave... Explore
  • Scheme for Financing Compressed Bio-Gas (CBG) Plants under Sustainable... Explore
  • Scheme for Financing Pradhan Mantri Matsya Sampada Yojana (PMMSY) Explore
  • Pradhan Mantri Kisan Urja Suraksha Evam Uthaan Mahabhiyaan... Explore
  • Scheme for Financing Facility under PM Formalization of Micro Food Processing Enterprises Explore
  • Silos/Godowns For Storage Of Agriculture Produce On Design, Build, Finance,... Explore
  • Construction Of Storage Structure Projects Namely Godowns,... Explore
  • Loan / Overdraft Against Bank’s Own Deposit (Labod/Odbod) For Farmers And Others... Explore
  • Baroda Sanitation Scheme: Financing for construction of toilets... Explore
  • Scheme for Financing under Agriculture Infrastructure Fund Explore
  • Scheme for Financing under Animal Husbandry Infrastructure Development Fund Explore
  • Baroda Animal Husbandry and Fisheries Kisan Credit Card (BAHFKCC) Scheme Explore
  • Advances To Food & Agro Based Units Under Agriculture Explore
  • Scheme For Loan Against Gold Ornaments/Jewellery Explore
  • Financing Tractors & Heavy Agriculture Machinery Explore
  • Agriclinics & Agribusiness Centres by Agriculture Graduates Explore
  • Baroda Kisan Credit Card (BKCC) Explore
  • Financing Agencies Providing Custom Services To Farmers Explore
  • Financing Development of Dairy, Poultry, Fishery Etc Explore
  • Financing Construction of Farm Buildings & Structures Explore
  • Financing Four Wheeler Loans To Farmer Explore
  • Scheme For Development Of Horticulture Explore
  • Financing Irrigation Explore
  • Financing of Joint Liability Groups Explore
  • Land Development Loan Explore
  • Scheme For Financing Mini Dairy Units Explore
  • Scheme For Financing NBFC-MFIs Explore
  • Loan For Installation of Solar Photovoltaic Pump Sets Explore
  • Scheme For Purchase of Agriculture Land Explore
  • Construction of Storage Structure Explore
  • Financing Second Hand Tractors Explore
  • Financing Under Self Help Groups (SHGs) Explore
  • Finance For Purchase of Smartphones For Farmers Explore
  • Baroda Kisan Tatkal Loan Scheme Explore
  • Financing Against Warehouse Receipt Explore
  • Financing Farmer Producer Companies (FPC) Explore
  • Financing Protected Cultivation (Green House/ Polyhouse Etc.) Projects Explore
  • Purchase of Agriculture Implements Explore
  • Cultivation of Crops (Excluding Plantation and Horticultural Crops) Explore
  • Distribution of Agricultural Inputs such as seed fertilizers, Insecticides etc. Explore
  • Overdraft Scheme for Working capital Assistance to the food & Agro processing unit Explore
  • Warehouse/Storage receipts to food and agro unit enjoying credit facility with our Bank Explore
  • Two Wheelers (Motorcycle/ Scooter) loan to Farmer Explore
  • SHGS/ JLGS in Partnership with corporate BC Explore
  • New Schemes for Tractor Explore
  • Baroda Kisan Group Loan Scheme Explore
  • Redemption of Debts of Farmers from Non-Institutional Lenders Explore
  • Construction of Toilets under Swachh Bharat Abhiyan Explore
  • Installation of Gobar Gas/ Bio-gas Plants Explore
  • Installation of Solar Home Lighting Systems Explore
  • Commercial Production Units of Organic Inputs Explore
  • Purachase of Estates / Orchards Growing Traditional Plantation Crops Explore
  • Shahari Bagwani Yojna Explore
  • Planters Card Scheme Explore
  • Rate Of Interest Of New Schemes Explore

Terms & Conditions


Short Term Loans Margin
Upto Credit Limit Rs 100000/- Nil
Above Credit Limit Rs 100000/- 15%
Term Loans Margin
Upto Credit Limit Rs 100000/- Nil
Above Credit Limit Rs 100000/- Margin
Tractors & Heavy Agriculture Machinery 25%
Other Loans 15%
Clinic Agri Business Margin
Upto Rs 5 Lacs Nil
Above Rs 5 Lacs 15%

For small/marginal farmers, agriculture labourer and other specified catagories no margin money required by borrowers where subsidy is available under special development programme. Where subsidy is not available, 5% margin by borrower is required.


Crop Loan/short Term Loans

  • D.P. Note & Hypothecation of crop for credit limit up to Rs 160000/-
  • D.P. Note & Hypothecation of crop and mortgage of land or third party guarantee for limit above Rs.160,000/-

Investment Loans wherever moveable assets are created

  • D.P. Note & Hypothecation of moveable assets to be purchased out of loan up to cost of economic unit or Rs 1.6 lac whichever is lower
  • D.P. Note, Hypothecation. of moveable assets & charge/mortgage of land or third party guarantee for credit limit above Rs 1.6 lac.

For Agri. Clinic- agri business

  • D.P. Note & Hypothecations of assets for credit limit upto Rs 5 lacs.
  • D.P. Note , Hypothecations osf assets & Mortgage of land/3rd party guarantee for credit limit above Rs 5 lacs

Investment Loans wherever moveable assets are not created

  • Where moveable assets are not created, mortgage of land is required for limit above Rs.10,000/-.

Loan Agreements

Where To Approach

At the nearest rural and semi-urban branch

Contact Us

Chief Manager (Agriculture),
Bank of Baroda, Rural & Agri. Banking Dept,
3rd Floor, Baroda Bhawan, R C Dutta Road,
Alkapuri, Vadodara
Phone : (O) ) 0265-2316330
E-mail : ps.bcc@bankofbaroda.com

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