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  • Benefits
  • Most Important Terms and Conditions (MITC)

NRO Rupee Savings Account : Most Important Terms and Conditions (MITC)

  • The principal funds are entirely non-repatriable while the interest is repatriable after deduction of tax at source.
  • NRO FD/SB: 30.90% withholding tax plus applicable surcharge/cess is applicable in NRO FD/SB accounts where DTAA is not applicable or the NRI depositor is not in a position to provide required documents/formalities for availing rebate in withholding tax. Surcharge is applicable @2.5% of TDS/tax amount to foreign company if the company has net income exceeding Rs. 1 crore.
  • Interest rates on deposits payable half-yearly (June and December). 

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