NRO Rupee Savings Account

  • Benefits
  • Most Important Terms and Conditions (MITC)
  • The principal funds are entirely non-repatriable while the interest is repatriable after deduction of tax at source.
  • NRO FD/SB: 30.90% withholding tax plus applicable surcharge/cess is applicable in NRO FD/SB accounts where DTAA is not applicable or the NRI depositor is not in a position to provide required documents/formalities for availing rebate in withholding tax. Surcharge is applicable @2.5% of TDS/tax amount to foreign company if the company has net income exceeding Rs. 1 crore.
  • Interest rates on deposits payable half-yearly (June and December). 
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Select Accounts Type
  • Rupee Linked Foreign Currency Deposit Scheme for NRIs
  • Foreign Currency Linked Rupee Deposits (FCLRD) Scheme
  • Foreign Currency Non Resident B Term Deposit
  • Baroda Advantage Fixed Deposits NRO-Non Callable
  • Baroda Premium NRE Savings Bank Account
  • NRE Rupee Current Account
  • NRE Rupee Fixed Deposits
  • NRE Rupee Savings Account
  • NRO Rupee Current Account
  • NRO Rupee Fixed Deposits
  • NRO Rupee Savings Account
  • Resident Foreign Currency A/C - for NRIs returning to India for settling in India
  • RFC Domestic Account GCO for Resident Indians
  • Others

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