Saving is good, saving smartly is even better.
Choose a suitable type of Account.
NRO Rupee Savings Account
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Benefits
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Terms & Conditions
Close relatives can become joint account holders
Avail remittance facilities
Avail cheque book facility
Provision for nomination
- The principal funds are entirely non-repatriable while the interest is repatriable after deduction of tax at source.
- NRO FD/SB: 30.90% withholding tax plus applicable surcharge/cess is applicable in NRO FD/SB accounts where DTAA is not applicable or the NRI depositor is not in a position to provide required documents/formalities for availing rebate in withholding tax. Surcharge is applicable @2.5% of TDS/tax amount to foreign company if the company has net income exceeding Rs. 1 crore.
- Interest rates on deposits payable half-yearly (June and December).
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Rupee Linked Foreign Currency Deposit Scheme for NRIs
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Foreign Currency Linked Rupee Deposits (FCLRD) Scheme
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Baroda Premium NRE Savings Bank Account
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NRE Rupee Current Account
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NRE Rupee Fixed Deposits
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NRE Rupee Savings Account
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NRO Rupee Current Account
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NRO Rupee Fixed Deposits
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Resident Foreign Currency A/C - for NRIs returning to India for settling in India
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RFC Domestic Account GCO for Resident Indians