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  • Features
  • Most Important Terms and Conditions (MITC)

Baroda Advantage Fixed Deposits NRO-Non Callable : Features

  • Depositor gets differential rate of interest over normal fixed deposit rate.
  • Minimum Deposit Amount : Rs 15.01 Lakh (further in multiple of Rs. 1,000/-)
  • Maximum Deposits Amount : No limit
    (for NRE - Below Rs. 2.00 Crores only)
  • Minimum period - 12 months.
  • Maximum period - 120 months.
  • Deposit available under RIRD/MIP/QIP scheme.
  • Premature withdrawal of the deposit will not be allowed before maturity.

Baroda Advantage Fixed Deposits NRO-Non Callable : Most Important Terms and Conditions (MITC)

  • An individual NRI/PIO in his own name.
  • Jointly by more than one individual (with resident or NRI).
  • TDS will be deducted on interest payment on NRO term deposit but interest payment on NRE term deposit are exempted from TDS as per income tax rules.
  • Frequency of interest payment in the account will be similar as applicable to normal term deposit (callable) product.
  • Eligibility norms and all other instructions applicable to 'Fixed Deposit' will apply mutatis mutandis to these deposits.

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