Baroda Advantage Fixed Deposits NRO-Non Callable

  • Benefits
  • Features
  • Most Important Terms and Conditions (MITC)


  • Depositor gets differential rate of interest over normal fixed deposit rate.
  • Minimum Rs. 15.01 lakhs and maximum below Rs. 2 crores (and further in multiple of Rs. 1000).
  • Minimum period - 12 months.
  • Maximum period - 120 months.
  • Deposit available under RIRD/MIP/QIP scheme.
  • Premature withdrawal of the deposit will not be allowed before maturity.
  • An individual NRI/PIO in his own name.
  • Jointly by more than one individual (with resident or NRI).
  • TDS will be deducted on interest payment on NRO term deposit but interest payment on NRE term deposit are exempted from TDS as per income tax rules.
  • Frequency of interest payment in the account will be similar as applicable to normal term deposit (callable) product.
  • Eligibility norms and all other instructions applicable to 'Fixed Deposit' will apply mutatis mutandis to these deposits.
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  • Rupee Linked Foreign Currency Deposit Scheme for NRIs
  • Foreign Currency Linked Rupee Deposits (FCLRD) Scheme
  • Foreign Currency Non Resident B Term Deposit
  • Baroda Advantage Fixed Deposits NRO-Non Callable
  • Baroda Premium NRE Savings Bank Account
  • NRE Rupee Current Account
  • NRE Rupee Fixed Deposits
  • NRE Rupee Savings Account
  • NRO Rupee Current Account
  • NRO Rupee Fixed Deposits
  • NRO Rupee Savings Account
  • Resident Foreign Currency A/C - for NRIs returning to India for settling in India
  • RFC Domestic Account GCO for Resident Indians
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