बैंक ऑफ बड़ौदा
ग्रामीण भारत का सहयोगी
बैंक ऑफ बड़ौदा ग्रामीण भारत के लिए, ग्रामीण भारत के साथ
वेयरहाउस रसीद के एवज में वित्तपोषण
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लाभ
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पात्रता
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विशेषताएं
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आवश्यक दस्तावेज़
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शुल्क और प्रभार
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सबसे महत्वपूर्ण नियम और शर्तें (एमआईटीसी)
वेयरहाउस रसीद के एवज में वित्तपोषण : लाभ
- Physical Warehouse Receipts issued by State/Central Warehouse.
- E-NWRs (Electronic Negotiable Warehouse Receipts) Issued by repositories identified by WDRA (Warehousing Development Regulatory Authority) i.e NERL (National E-Repository Limited) & CCRL (CDSL Commodity Repository Limited) at present.
- Warehouse/Storage Receipts issued by our empanelled collateral managers (CMs) under tie up arrangement with our Bank, only for financing limits on regular and standalone basis to Food & Agro Processing units enjoying credit facility with bank.
Warehouse Receipts issued by Private Registered Warehouses/ Cold storage
वेयरहाउस रसीद के एवज में वित्तपोषण : पात्रता
Loans to individual farmers (including SHGs, JLGs, Group of Individual Farmers, Proprietorship Firms of farmers, Corporate farmers, Farmers Producers Organizations, Partnership Firms and cooperatives of farmers directly engaged in Agriculture and Allied Activities, Up to Rs 50 Lakhs (For loans against NWRs/e-NWRs is Rs 75 lakh per borrower) against pledge /Hypothecation of agriculture produce (including warehouse receipts) for a period not exceeding 12 months.
वेयरहाउस रसीद के एवज में वित्तपोषण : विशेषताएं
- Nature of Facility: Demand Loan in case of Farmers
- Cash Credit Pledge in case of Food & Agro Processing Units
वेयरहाउस रसीद के एवज में वित्तपोषण : आवश्यक दस्तावेज़
- Application form for demand loan against pledge of warehouse receipt
- KYC Documents (AADHAR, Voter ID, PAN Card, Driving License etc.)
- Passport Size photo
- Land Records
- IT Return
Warehouse Receipts in original duly discharged and assigned in Bank’s favor. In case of eNWRs copy of eNWRs duly lien marked in favor of the Bank
वेयरहाउस रसीद के एवज में वित्तपोषण : शुल्क और प्रभार
As per Bank’s Guidelines
वेयरहाउस रसीद के एवज में वित्तपोषण : सबसे महत्वपूर्ण नियम और शर्तें (एमआईटीसी)
| Quantum of Loan | Up to Rs 50 Lakhs against pledge /Hypothecation of agriculture produce (including warehouse receipts) for a period not exceeding 12 months. |
|---|---|
| Margin | Minimum of 30% |
| Nature Of Facility | Nature of Facility: Demand Loan in case of Farmers Cash Credit Pledge in case of Food & Agro Processing Units |
| Rate of interest | MCLR + SP+ 0.25% |
| Tenor of Loan | Maximum 12 Months |
| Processing Charges | As per Bank’s Guidelines |
| Security | Pledge of Agricultural Commodity and duly discharged/ Lien marked warehouse receipts. |
क्या आपको सहायता की आवश्यकता है?
कॉलबैक अनुरोध
कृपया यह विवरण भरें, ताकि हम आपको वापस कॉल कर सकें और आपकी सहायता कर सकें.
