Benefits of seeking professional financial guidance

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The Need of seeking professional financial guidance arises due to 2 key reasons:


Usually, people are occupied in their work or personal life, they do not get adequate time to plan their finances or create strategy to meet their diverse financial goal


Skill and proficiency in an investment sense means comprehensive understanding of capital markets, varied investments avenues, asset allocation, economic trends etc. While many investors despite being successful in their respective field may not have the required set of skills.

Seeking professional financial guidance can help you in:

  • Identifying various financial goals
  • Chalking out detailed financial Plan
  • Creating optimum asset allocation basis risk profile
  • Choosing the right investment avenue/product
  • Constant Portfolio review & rebalancing if required

Long term benefits of professional financial guidance:

Even if it is assumed* that with professional guidance an investor is able to generate an alpha of only 2% after paying all expenses, the incremental value created due to seeking professional guidance is significant which is shown in the below table:

Lump sum Investment Rate of return 10 years 20 years 30 years
₹10,00,000 10% ₹25,93,742 ₹67,27,500 ₹1,74,49,402
₹10,00,000 12% ₹31,05,848 ₹96,46,293 ₹2,99,59,922
Incremental Value created +2% ₹5,12,106 ₹29,18,793 ₹1,25,10,520

*The rate of return is based on assumption; actual returns may differ.

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