Match Your Needs to Mutual Fund

Back to all Infographics

  • Mutual funds help meet a broad range of needs, right from wealth preservation to wealth accumulation to tax-saving.
  • It is up to the investor to list down all that he wants to achieve with his money and pick mutual funds that are best positioned to help him meet his goals

Let’s see how this works in the real world with the three broad objectives that most investors hold dear:

  • Accumulating wealth for retirement planning / child's education - think Equity Funds or Hybrid Funds
  • Preserving wealth for contingencies – Debt & Debt Hybrid Funds
  • Saving tax – tax-saving Funds

Let’s take Virat who has these three objectives on his bucket list. He has Rs 15,000 that he wants to earmark towards the three goals monthly. For the sake of simplicity, he divides the sum equally in three parts towards each of these goals via a monthly SIP of Rs 5,000. This is how his money is likely to grow over time

Period Monthly SIP (Rs) Mutual Fund Category CAGR Market Value*
10 Years 5,000 Debt Hybrid Fund 8% 9,20,828
10 Years 5,000 Equity Hybrid Fund 10% 10,32,760
10 Years 5,000 Equity Fund 12% 11,61,695

*Value of Investment ( In Rs Lakhs)

Rate of Return is assumed as per historical performance of asset classes

Mutual Fund Investments are subject to market risks, read all scheme related documents carefully. The information provided is generic in nature and is for informational purpose only. Please consult your financial advisor before taking any decision

Read more

Popular Infographics

Tag Clouds

Related Infographics

Leave a Comment

Thanks for submitting your details.

How to Go One Up on Inflation

01 Sep 2022

What is SWP in Mutual Fund

18 Aug 2022

Add this website to home screen

Are you Bank of Baroda Customer?

This is to inform you that by clicking on continue, you will be leaving our website and entering the website/Microsite operated by Insurance tie up partner. This link is provided on our Bank’s website for customer convenience and Bank of Baroda does not own or control of this website, and is not responsible for its contents. The Website/Microsite is fully owned & Maintained by Insurance tie up partner.

The use of any of the Insurance’s tie up partners website is subject to the terms of use and other terms and guidelines, if any, contained within tie up partners website.

Proceed to the website

Thank you for visiting

We use cookies (and similar tools) to enhance your experience on our website. To learn more on our cookie policy, Privacy Policy and Terms & Conditions please click here. By continuing to browse this website, you consent to our use of cookies and agree to the Privacy Policy and Terms & Conditions.