How to become a crorepati

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Everyone wants to be successful at investing and for many individuals this means becoming a Crorepati at some point in the future. Unfortunately, most investors do not know how to go about achieving this or consider this a challenge beyond them. The good news is that target of becoming a Crorepati is very much achievable.

Anyone can become a Crorepati through long term investing.


You must accept one cannot be a Crorepati overnight, hence your roadmap to accumulating such a considerable sum of money must rely on a set of simple and unbreakable rules.

  • Plan – The most challenging of financial goals can be achieved with a solid and practical financial plan
  • Patience – A long-term goal of becoming a Crorepati requires steadfastness to the plan and not getting derailed by interim volatility.
  • Discipline – Commitment to your goal comes first, so do not stop your monthly investments under any condition
  • Vigilant – An investor knows that a penny saved is a penny earned so he/she is constantly looking at ways to cut down on expenses.

All investors can realize their ‘Crorepati’ dream irrespective of the quantum of monthly investments that they can make, if they invest in a disciplined manner over the long term.

Investor Monthly Investor No.of years Assumed Rate of Return Resultant Amount
A 5,323 25 12% ₹ 1,00,01,101
B 10,109 20 12% ₹ 1,00,00,382
C 20,017 15 12% ₹ 1,00,00,097
D 43,471 10 12% ₹ 1,00,00,012

Resultant AmountAssumed Rate of ReturnNo. of YearsMonthly InvestmentInvestor

It is clear that once the investor is committed to being a crorepati, all it takes is investing a fixed amount every month, even something as manageable as Rs 5,000 and it is only a matter of time before he achieves his goal.

Mutual Fund Investments are subject to market risks, read all scheme related documents carefully. The information provided is generic in nature and is for informational purpose only. Please consult your financial advisor before taking any decision.

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