9 Things To Do When You Get Your First Job

12 Jan 2023

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1. Understand your salary structure

to take advantage of HRA, LTA, etc.

2. Check your tax liability

to know your in-hand income

3. Analyse expenses & budget

to reduce splurging and build savings

4. Plan to repay student loan

as early as you can

5. Open a savings account

separate from your salary account to isolate your savings

6. Start with investing in an FD/RD

to slowly build your wealth

7. Get a credit card

to get attractive rewards
like cashback, discounts, interest-free credit, etc.

8. Get an insurance

early on to keep the premium low

9. Plan for life goals

like buying a car, home, holidays, etc.

Note: We can customise the copy according to the series name. For ex, if the name is ‘Ace your finance game’ then we can label each point as ‘Level 1’, ‘Level 2’, etc. If the name is ‘Finance/Money ki pathshala’ then we can label each point as ‘Chapter 1’, ‘Chapter 2’, etc.

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