5 Reasons Why a Gift Card Makes Ultimate Present

21 Sep 2022

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At weddings, birthdays, thread ceremonies, anniversaries etc. you, your family and friends are flooded with unimaginative and useless gifts. Gifts are to be treasured but often you don't know what to do with most of them. Sometimes receiving big boxes of stuff of someone else’s fancy may be disagreeable, similarly choosing a gift for someone else promotes palpable trepidation for the giver. So why not choose a better option that would make sense for both? No, I am not talking about something as inelegant as cash, instead choose something that is steeped in sophistication, like a bank gift card.

5 Reasons Why A Gift Card Makes The Ultimate Present:

1. No pressure of gift selection

Instead of having to go through the challenges of selecting a gift that in all possibilities will not be liked by the receiver, or you are clueless about what the person likes or wants, you are giving the receiver freedom to choose their gift. Purchase a gift card from The Bank of Baroda that ranges from Rs500-Rs 10,000.

2. Gift cards can be procured easily

You have to visit the Bank of Baroda branch to buy a GIFT Card easily. Yes, it is that convenient. Bank of Baroda will allot a unique PIN to the card allowing the cardholder to access the account balance and get a mini statement online using the login ID (Card number) and Password (PIN). The card is valid for 12 months from the issuing date. The date is mentioned on the face of the bank gift card. The bank offers enough time for the utilization of funds. Also, the bank sends auto alerts through SMS or email, at least 30 days in advance, if the funds have not been utilized before the expiry date. There's no way that the recipient can miss utilizing the funds. Load it with the amount that you want to gift, and your gift is more than appreciated by the receiver saving you the trouble of unsatisfactory gift hunting and receiving.

3. The benefits of a gift card loaded with what one needs

When organising events people make huge investments and end up cash dry in the aftermath. Your bank gift card loaded with funds are welcome in such situations. You may argue, why host elaborate occasions at all? Well, that is a debatable subject saved for posterity, but social gatherings are huge stress busters, and we know the dopamine effect they can have on our well-being. So, going by that argument, when you are spending, why not spend with some feeling and wisdom? Besides, bank gift cards come with more advantages than one. When selecting a gift, you can overstep the budget, because you loved a stone statue more than the ceramic one and pay an extra 150. With a gift card, you stick to your planned budget.

4. They are convenient

I am sure you have had the experience of a gift being returned at least once in your life, as the receiver was candid enough to tell you that they did not like what you gifted. If you are close to the recipient, ask instead of planning a surprise, it will save trepidation. But if you are reluctant and feel that it loses the cadence of the gift, give a gift card from the Bank of Baroda. The gift cards are RuPay enabled allowing fund access anytime and anywhere in India. The recipient can purchase merchandise to experience through the bank gift card.

Offering flexibility, the multi-use facility balance can be checked from this RuPay-powered card at any ATM or with customer service portal i.e https://bobprepaid.yappay.in/login.

5. Bank of Baroda offers a smart choice

The bank gift cards are of two types, Virtual Gift Card and Physical Gift Card. Bank of Baroda gift card (Physical Variant) can be used for purchase at merchant outlets of choice or online transactions. Bank of Baroda virtual gift card is ideal for online purchase of products. This online gift card comes with flexibility and multi-usage as mentioned earlier. Now there's no need to worry if you receive a same-day invitation, buy gift cards and make your guest happy with your thoughtfulness.


Bank gift cards are one of the most suitable and thoughtful gift-sharing options. Instead of buying gifts of your choice purchase a gift card from the Bank of Baroda. You can buy GIFT Cards by visiting Bank of Baroda branches easily. The recipient can use the fund to purchase something that they need or spend the gift amount on an experience. The value of a gift gains more worth when it is given from the heart.

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    The contents of this article/infographic/picture/video are meant solely for information purposes and do not necessarily reflect the views of Bank of Baroda. The contents are generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Bank of Baroda and/ or its Affiliates and its subsidiaries make no representation as to the accuracy; completeness or reliability of any information contained herein or otherwise provided and hereby disclaim any liability with regard to the same. The information is subject to updation, completion, revision, verification and amendment and the same may change materially. The information is not intended for distribution or use by any person in any jurisdiction where such distribution or use would be contrary to law or regulation or would subject Bank of Baroda or its affiliates to any licensing or registration requirements. Bank of Baroda shall not be responsible for any direct/indirect loss or liability incurred by the reader for taking any financial decisions based on the contents and information mentioned. Please consult your financial advisor before making any financial decision.

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Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) - A Complete A-Z Guide

Ever seen a poster at your bank or received an SMS from your bank or from GOI about Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY). If so, do you know what it is? Well, it is a scheme offered by the Life Insurance Corporation and other life insurance companies who have joined the PMJJBY scheme and tie-up with banks for the same.

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At Bank of Baroda, we believe that a debit card should do more than just help you withdraw money. Hence, we aim to provide many offers on Bank of Baroda Debit Cards. The Bank of Baroda debit card can help you enjoy discounts on your favourite brands from various industries such as entertainment, health, food, lifestyle, and travel.

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