A Complete Guide to bob World Mobile Banking App

Imagine having a bank in the palm of your hand. That is exactly the power of a mobile banking application. It helps you avail most of the common banking services with just a few clicks, reduces paperwork, and saves you a significant amount of time. There are a lot of other benefits of using a mobile banking application. Thus, to offer a swift and easy banking experience to our customers, Bank of Baroda offers you a banking app, bob World App. It can help you access your Bank of Baroda account information from anywhere and at any time that is convenient for you. To help you understand better, here is a complete guide on the bob World mobile banking app.

What are the features of the bob World mobile banking application?

Here are the 4 main features of the bob World mobile banking application:

• Ease of use: We have made the registration and activation process quite straightforward as well.
• Secure: The bob World mobile banking app is highly secure as your login and transactions are protected by not one but two passwords, the login PIN and Transaction PIN bob mPIN.
• Intuitive design: The bob World mobile banking application is easy to use as all the options in the menu are based on icons. Due to this, you can navigate through the app and avail of the banking service of your choice with just a few clicks.

What are the services offered by the bob World mobile banking application?

Through the bob World app, you can enjoy a range of mobile banking features.

• Through the bob World mobile banking application, you can transfer funds within the same savings account.
• You can transfer funds from your Bank of Baroda account to any other bank accounts that your may have through the NEFT and IMPS facility
• The bob World mobile banking app also helps you pay your mobile and DTH bills
• The bob World mobile banking application can help you get a mini statement of your account
• You can check your account balance through this app
• You can also make use of the stop cheque facility
• You can even check your transaction history through the app
• The bob World mobile banking app can help you perform a lot of banking ancillary actions such as changing your login password, changing your BoB mPIN, updating your registered email-ID, referring a friend to join the BoB family and providing feedback on our services.

It’s no doubt that the bob World app is one of the best banking apps out there.

How to download the bob World mobile banking application?

Here is a step-by-step process on how to download the bob World mobile banking application:

• Step 1

Go to the App Store or Play Store in your mobile.

• Step 2

Search for the app called ‘bob World’.

• Step 3

Click on ‘Install’ and download the application in your mobile. The app will be installed in your device automatically.

How to open a bank account using the bob World app?

Follow the steps listed below to easily open an account with the Bank of Baroda with just a few clicks:

• Step 1

  Open the bob World banking mobile application and click on the ‘Open a digital savings account’ option.

• Step 2

You would then be offered different bank account types to choose from. You can click on the ‘Know more’ button under each account type and understand the benefits of each offering in detail.

• Step 3

Select the type of bank account you wish to open and click on ‘Apply’.

• Step 4

Once you click on ‘Apply’, you will be redirected to a page where you would need to enter a few required details such as name, mobile number, PAN card, and residential address among others.

• Step 5

After you input the required details and click on ‘proceed’, you will need to select the BoB branch in which you wish to open an account. The list of bank branches offered to you will depend on the pin code of your area.

• Step 6

Further, you would need to input a few personal details about yourself such as your father’s name and mother’s name among others.

• Step 7

Upon submitting the required information, you will be able to select any additional services that you wish to avail with your account.

• Step 8

You would then need to complete the video KYC process by scheduling an online appointment for the same via the BoB world mobile banking application. After you schedule the video KYC process, you would receive an email about your appointment with a set of instructions that you would need to follow for the successful completion of this step.

• Step 9

After your KYC process is completed successfully, your account will be created and the credentials of the same will be emailed to you.

How to transfer money using the bob World mobile banking app?

If you wish to transfer money to another bank account, you will first need to add the payee as a beneficiary in your BoB account. You can follow the steps given below to complete the same.

• Step 1

Open the bob World mobile banking app and go to the Menu.

• Step 2

Under the Menu, click on ‘Fund Transfer’ option and select ‘other banks’.

• Step 3

Click on ‘Beneficiary Registration’ button and select ‘Online Fund transfer (IMPS)’.

• Step 4

You will then be redirected to a page where you will need to input the payee’s MMID and mobile number. Confirm the registration once you are done entering the required details.

After the successful completion of registering the beneficiary, follow the steps listed below to transfer funds to their account:

• Step 1

Click on the ‘Fund transfer’ option in the Menu and select ‘other banks’.

• Step 2

Select ‘IMPS’, after which, you will be shown the list of beneficiaries that are registered with your BoB account.

• Step 3

Select the beneficiary to whom you wish to transfer the funds and enter the amount you wish to send.

• Step 4

If you have multiple BoB accounts, you will need to select the account from which you wish to send the money.

• Step 5

Click on ‘OK’ and compete the transaction.

What are the precautions that need to be taken while using the bob World mobile banking app?

• Do not share your mPIN and other banking passwords with anyone.
• Be wary of fraudulent calls.
• It is better to change your banking passwords as frequently as possible to enhance the safety of your account.