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Shahari Bagwant Yojna

Particulars Guidelines under the scheme
  • The scheme is basically intended to encourage and facilitate kitchen garden or decorative horticulture to be undertaken by owners, occupants and housewives.
  • Finance can be extended at all centres (Urban, Metropolitan, Semi- Urban and Rural). This scheme is only for Horticultural crops in residential sites.



  • Should possess independent house having 500 sq. ft of open space for gardening. For raising of roof garden, similar area of open encumbered roof space must be available.
  • Should have regular source of income. Salaried person. Professionals and business men having steady income will be covered under the scheme. Salary certificates of the employees and income tax assessment orders of others individuals should be obtained
  • Proprietary or partnership firms, trusts and societies can be financed under this scheme. Privately owned schools, Offices, guest houses, hospitals and hotels having at least 1000 square feet of open space for gardening are eligible. Parking place and play areas should be counted as garden space.
Quantum of Loan
  • A unit cost of Rs. 33,000/- be taken for every 1000 square feet of garden space.
  • Maximum amount of loan is Rs. 3 lacs for individual and Rs.30 lacs for institutions.
  • Loans for less than 20000/- should not be considered.
Nature of facility Term Loan/ Demand loan
Rate of Interest
  • As per RBI/Bank’s guidelines revised from time to time.
  • Upto Rs. 1.00 lacs – Nil
    Above Rs. 1.00 lacs – 15 %
Repayment Period
  • 12 to 24 monthly installments for individuals
    12 to 36 monthly installments for institutions.

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