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Scheme For Financing Mini Dairy Units

Particulars Guidelines under the scheme
Purpose To establish new small dairy units with 2 to 10 milch animals
Eligibility Individuals, Farmers, Members of NGOs/SHGs/JLGs
Quantum of Loan
  • Per animal cost as given/provided by respective Regional offices of NABARD of the concerned State.
  • No. of animals to be financed under the scheme.
Minimum: Two Maximum :Ten
  • Maximum Amount of Loan- Maximum No. of Animal financed under the scheme x Per animal cost (As given by respective Regional office of NABARD).    
  • Buffaloes producing more than -7- liters of milk per day and cows producing more than -8- liters of milk per day only, preferably of the following breeds, are to be financed under the Scheme:
  • Cross breed: Jersey cross, Holstein Friesian cross
  • Buffalo : Murrah breed, Graded Murrah, Mehsana, Jaffarabadi, Godavari, Bhadawari, Surti
  • Indigenous breed of cows: Sahiwal, Tharparkar and Red Sindhi
Nature of facility Term Loan
Rate of Interest click here
Margin 10%
Repayment Period Not exceeding 5 years (including Moratorium period of 3 Months)
Security Loans upto Rs.1.60 Lac: Hypothecation of livestock
Loans above Rs.1.60 Lac and up to Rs.2 lacs:
1. Hypothecation of live stocks.
2. Mortgage of land or third party guarantee.
Loans above Rs.2 Lacs:
1. Hypothecation of live stocks.
2. Mortgage of land.
    • 3 Third party guarantee, if stipulated.

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