Financing Under Self Help Groups (SHGs)

Particulars Guidelines under the scheme
Purpose For any purpose except speculations
Eligibility SHG should be in existence for at least 6 months. It could be Registered or unregistered. SHG should be practicing Regular Meetings, regular savings, regular inter-loaning, timely repayment and up-to-date books of accounts.
Quantum of Loan Based on the need of finance of SHG
Nature of facility Term loan or Cash Credit based on the need
Rate of Interest Click Here
Margin No margin up to 10 lakh
Repayment Period It depends upon the purpose of finance.
Security No collateral security up to 10 lakh

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