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Financing Protected Cultivation (Green House/polyhouse Etc.) Projects

Particulars Guidelines under the scheme
Purpose Loan facilities may be considered for the following activity/ies:
  • Towards construction of Green House/Poly house
  • Towards construction of Shade Net House
  • Towards construction of plastic tunnels & walk in tunnels
  • Towards construction of anti bird/anti hail nets
  • Towards plastic mulching
  • Towards purchase of components/equipments for use under protected cultivation


  • All individual engaged into farming of land or permanent Tenant or lease holder (at least 10 years lease period).
  • Groups of individual farmers, SHGs, JLGs directly engaged into agricultural activity
  • All new and existing Proprietorship/partnership/LLP concerns, private limited/public limited companies engaged in the activities of modern farming.
Nature of facility Term Loan
Rate of Interest Click Here

*Additional concession on ROI of 0.50-0.55% based on the limit of Loan

  • Loan limit up to Rs 1.00 lakh: Nil
  • Loan limit of >Rs 1.00 lakh: 10% of the total project cost (The margin will not include subsidy amount, if applicable for the project)
Repayment Period
  • Repayable in 3 to 9 years period depending upon the purpose of investment, economic life of asset and cash flow of the activity.
  • Moratorium period- A period of 6 to 12 months subject to cash flow of the the project.
  • Repayment of the term loan can be fixed monthly/quarterly/half yearly/yearly based on the cropping pattern/cash flow of the borrower.

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