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Financing of Joint Liability Groups

Particulars Guidelines under the scheme
Purpose To augment flow of credit to farmers, especially small, Marginal, tenant farmers, oral lessees, share croppers / Individual taking up farm activities
Eligibility Small & Marginal Farmers/ Tenant Farmers/Oral Lessees and Share Croppers
Quantum of Loan
  • Maximum Loan for Individual: Rs. 1, 00,000/-
  • Maximum Loan amount to JLG: Rs 10, 00,000/-
  • For Individual members and JLGs: The maximum loan limit will be need based, to be assessed as per the BKCC norms
Who can form JLG: Bank branches, Business Facilitators, NGOs, Farmers Clubs, Farmers Associations, Panchayat Raj Institutions (PRIs), Krishi Vikas Kendras (KVKs), State Agriculture Universities(SAUs), Agriculture Technology Management Agency (ATMA), PACS, other cooperatives, Govt. Depts., Individuals, Input dealers, and Document writers (in cooperative banks),MFIs /MFOs, etc
Rate of Interest Click Here
Criteria of Membership Members should belong to similar socio-economic status and same village/area/neighborhood. More than one person from the same family should not be included in same JLG.

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