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Baroda Kisan Group Loan Scheme

Particulars Guidelines under the scheme
Purpose
  • The finance to JLG is expected to be a flexible credit product addressing the credit requirements of its members, the credit may be extended in the form of BKCC for crop production, consumption, marketing and other productive purposes.

Eligibility

  • Tenant farmers cultivating land either as oral lessees or sharecroppers and small farmers who do not have proper title of their land holding are eligible for finance through formation of Joint Liability Groups.
  • Small & Marginal farmers.
Quantum of Loan For tenant farmer: Maximum Loan of Rs.1,00,000/-
For JLG: Maximum Loan of Rs.10.00lakhs
Nature of facility Term Loan: Investment line of credit
Working capital: Production line of credit
Rate of Interest
  • As per RBI/Bank’s guidelines revised from time to time.
Margin
  • As per the general guidelines for agriculture finance
Repayment Period
  • as per BKCC norms

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