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Opt for Money Transfer to India Services.

  • Features
  • Who can Remit?
  • List of Branches and Applicable Charges

Rapid Funds2India : Features

Easy and hassle-free

Easy and hassle-free money transfer service to India from our branches.

Instant credit

Instant credit to beneficiary's account with Bank of Baroda's interconnected branches in India under the core banking solution (CBS) network within 24 hours credit to the beneficiary's account with approximately 26,000 NEFT/RTGS branches of other banks.


No limits

No minimum or maximum amount for transfer to a Bank of Baroda branch and to branches of other Banks through NEFT. The minimum amount for an RTGS transaction is Rs. 2,00,000.


Confirmation of credit

Confirmation of credit to the remitter through overseas branch.


Free remittance

Free remittance in case both the remitter and beneficiary have an account with us.


Having an account is not mandatory

Neither the remitter nor the beneficiary need to have an account with Bank of Baroda.

Rapid Funds2India : Who can Remit?

  • Individuals NRIs/PIOs
  • Corporates remitting salary payments to the employees in India

Rapid Funds2India : List of Branches and Applicable Charges

  • U.K.
    List of Branches
    U.K. (ISD 044)
    Birmingham 121 523 5973 handsw@bankofbaroda.com
    London Main 207 457 1515 sma.uk@bankofbaroda.com
    Manchester 161 832 5588 manche@bankofbaroda.com
    Southall 208 574 1324 southa@bankofbaroda.com
    Aldgate East 207 480 7577 kilbur@bankofbaroda.com
    Leicester 116 266 3970 leices@bankofbaroda.com
    Wembley 208 902 7407 brent@bankofbaroda.com
    Tooting 208 672 5340 streat@bankofbaroda.com
    Kenton Road 208 909 1739 kenton@bankofbaroda.com

    Applicable charges

    Charges for Rapid Funds to India in U.K.

    SERVICE CHARGE FOR RF2I-UK wef 24.02.2014

    Where both the remitter and beneficiary are customers of Bank of Baroda

    Free

    (Cash Handling Charges as Below)
    Upto £ 500 - £ 5.00
    £ 501 to £ 1000 - £ 10.00
    Above £ 1001 - £ 1.00 per Hundred or part thereof

    Where remitter is not a customer of our U.K. branch but beneficiary is our customer in India.

    Free

    (Cash Handling Charges as Below)
    Upto £ 500 - £ 5.00
    £ 501 to £ 1000 - £ 10.00
    Above £ 1001 - £ 1.00 per Hundred or part thereof

    Where remitter is a customer of our U.K. branch, but beneficiary is a customer of another bank in India (NEFT)

    Upto £ 2000.00 - £ 10.00
    Above £ 2001.00 – 1% of the amount Remitted

    Where neither the remitter nor beneficiary is customer of our Bank

    Upto £ 2000.00 - £ 10.00
    Above £ 2001.00 – 1% of the amount Remitted

  • U.A.E.
    List of Branches for Rapid Funds to India in U.A.E.
    UAE (ISD 00971)
    Dubai 4 353 1944 dubai@bankofbaroda-uae.ae
    Abu Dhabi 2 633 0244 abudhabi@bankofbaroda-uae.ae
    Deira 4 228 7949 bobdeira@emirates.net.ae
    Sharjah 6 568 4231 sharjah@bankofbaroda-uae.ae
    Al Ain 3 751 9880 alain@bankofbaroda-uae.ae
    Ras Al Khaimah 7 222 9293 rasal@bankofbaroda-uae.ae
    Jebel Ali (Electronic Banking Service Unit) 4 887 2992 ebsu-jafza@bankofbaroda-uae.ae

    Applicable charges

    Charges for Rapid Funds2India in U.A.E.

    Where both remitter and beneficiary are customers of Bank of Baroda

    Free

    Where remitter is not a customer of our U.A.E. branch but beneficiary is our customer in India

    AED 15 Flt

    Where remitter is a customer of our U.A.E. branch but beneficiary is a customer of another bank in India

    AED 15 Flat

    Where neither the remitter nor beneficiary is a customer of our Bank

    AED 30 Flat

     

    50% discount in charges during Happy Hour banking between 4.00 P.M to 8.00 PM at Dubai Main Branch and 5.00 P.M to 8.00 P.M at all other branches in UAE.
  • Oman
    List of Branches for Rapid Funds to India in Oman
    Oman (ISD 00968)
    Greater Muttrah 2 481 7373 barbmust@omantel.net.om
    Muttrah 2 471 4551 mutrah@bankofbaroda.com
    Salalah 2 329 0033 salalah@bankofbaroda.com

    Applicable charges

    Charges for Rapid Funds2India in OMAN

    Where both remitter and beneficiary are customers of Bank of Baroda

    Free

    Where remitter is not a customer of our Oman branch but beneficiary is our customer in India

    OMR 2 Flat

    Where remitter is a customer of our Oman branch but beneficiary is a customer of another bank in India

    OMR 2 Flat

    Where neither the remitter nor beneficiary is a customer of our Bank

    OMR 3 Flat

  • Mauritius
    List of Branches for Rapid Funds to India in Mauritius
    Mauritius (ISD 00230)
    Port Louis 208 1504/ 05 bobgen@intnet.mu / bobfex@intnet.mu
    Curepipe 676 2058
    Centre De Flacq 413 0051
    Quatre Bornes 465 7188
    Rose Hill 454 5908
    Vacoas 696 4507

    Applicable charges

    Charges for Rapid Funds2India in MAURITIUS

    Where both remitter and beneficiary are customers of Bank of Baroda

    Free

    Where remitter is not a customer of our Mauritius branch but beneficiary is our customer in India

    MUR 100 Flat

    Where remitter is a customer of our Mauritius branch but beneficiary is a customer of another bank in India

    MUR 100 Flat

    Where neither the remitter nor beneficiary is a customer of our Bank

    N/A*


    *Currently not being offered to non-customers

  • U.S.A.
    USA (ISD 001)
    New York 212 578 4550 newyor@bankofbaroda.com

    Applicable charges
  • Seychelles
    List of Branches for Rapid Funds to India in Seychelles
    Seychelles (ISD 00248)
    Seychelles 323037 / 38 baroda@seychelles.net

    Applicable charges

    Charges for Rapid Funds2India in SEYCHELLES

    Where both remitter and beneficiary are customers of Bank of Baroda

    SCR 25 Flat

    Where remitter is not a customer of our Seychelles branch but beneficiary is our customer in India

    SCR 25 Flat

    Where remitter is a customer of our Seychelles branch but beneficiary is a customer of another bank in India

    SCR 50 Flat

    Where neither the remitter nor beneficiary is a customer of our Bank

    SCR 50 Flat

  • Guyana
    List of Branches for Rapid Funds to India in GUYANA
    >
    Guyana (ISD 00592)
    Guyana 2266423 bobinc@networksgy.com

    Applicable charges

    Charges for Rapid Funds2India in GUYANA

    Where both remitter and beneficiary are customers of Bank of Baroda

    SCR 25 Flat

    Where both remitter and beneficiary are customers of Bank of Baroda

    G$ 5000

    Where remitter is not a customer of our Guyana branch but beneficiary is our customer in India

    G$ 5000

    Where remitter is a customer of our Guyana branch but beneficiary is a customer of another bank in India

    NA

    Where neither the remitter nor beneficiary is a customer of our Bank

    NA

  • KENYA
    List of Branches for Rapid Funds to India in KENYA
    Kenya (ISD 00254)
    Kenya I 020227869 / 248401 / 402 md.kenya@bankofbaroda.com
    Mombasa Gen : 2224507/08
    Dir : 2226211
    Res : 2315468
    barodabk_digo@kenyaweb.com
    Nairobi I Gen : 248402 / 248412 /226416
    Dir : 220575
    Res : 3752790
    Mobile : 0734 597404
    barodabk_main@kenyaweb.com
    Nairobi II Gen : 3752590 / 91
    Res : 4449396
    barodabk_sarit@kenyawebt.com
    Nairobi III Dir : 555945
    Res : 3746124
    Mobile : 0734 597406
    barodabkind@wananchi.com
    Kenya II Gen : 22379 ,30048
    Dir : 22379
    Mobile : 0734 597408
    barodabk_th@kenyaweb.com
    Kisumu Dir : 2020303
    Res : 2024571
    Mobile : 0734 597409
    barodabk_ksm@africaonline.co.ke
    Kenya III 22063341 bobinc@networksgy.com
    Nakuru Kenya Mobile : 0734 597404 bobinc@networksgy.com

    Applicable charges

    Charges for Rapid Funds2India in KENYA

    Where both remitter and beneficiary are customers of Bank of Baroda

    KSH 1000

    Where remitter is not a customer of our Kenya branch but beneficiary is our customer in India

    OMR 2 Flat

    Where remitter is a customer of our Kenya branch but beneficiary is a customer of another bank in India

    KSH 2000

    Where neither the remitter nor beneficiary is a customer of our Bank

    NA

  • FIJI
    List of Branches for Rapid Funds to India in FIJI
    Fiji (ISD 00679)
    Fiji Islands I Gen : 3311402
    Dir : 3308030
    Res : 3305480
    ce.fiji@bankofbaroda.com
    bobfiji@connect.com.fi
    Fiji Islands II Gen : 6674555
    Dir : 6674138
    Res : 6670126
    Mobile : 9907754
     
    Fiji Islands III Gen : 8811588
    Dir : 8811620
    Res : 8811581
    Mobile : 9907756
     
    LAUTOKA Gen : 6660811
    Dir : 6661764
    Res : 6652752
    Mobile : 9907752
     
    Nadi Fiji Islands Gen : 6700333
    Dir : 6700963
    Res : 6700553
    Mobile : 9907765
     
    Fiji Islands IV Gen : 6694056
    Dir : 6694218
    Res : 6694337
    Mobile : 9907766
     
    Fiji Islands V Gen : 6500541
    Dir : 6500488
    Res : 6500705
     
    Fiji Islands VI Gen : 3478088
    Dir : 3478554
    Res : 3478181
     

    Applicable charges

    Charges for Rapid Funds2India in FIJI

    Where both remitter and beneficiary are customers of Bank of Baroda

    Free

    Where remitter is not a customer of our Fiji branch but beneficiary is our customer in India

    FJD 15

    Where remitter is a customer of our Fiji branch but beneficiary is a customer of another bank in India

    FJD 15

    Where neither the remitter nor beneficiary is a customer of our Bank

    FJD 25

  • Botswana
    List of Branches for Rapid Funds to India in BOTSWANA
    Botswana (ISD 00267)
    Gaborone 3933775 botswana@barodabank.co.bw
    Francistoown 2413429 francistown@bankofbaroda.com

    Applicable charges

    Charges for Rapid Funds2India in BOTSWANA

    Where both remitter and beneficiary are customers of Bank of Baroda

    BWP 150 + VAT BWP 15

    Where remitter is not a customer of our branch but beneficiary is our customer in India

    NA

    Where remitter is a customer of our branch but beneficiary is a customer of another bank in India

    BWP 300 + VAT BWP 30

    Where neither the remitter nor beneficiary is a customer of our Bank

    NA

  • South Africa
    List of Branches for Rapid Funds to India in SOUTH AFRICA
    South Africa (ISD 0027)
    South Africa (ISD 0027)
    Johannesburg 117840715 ce.sa@bankofbaroda.com
    joburg@bankofbaroda.com
    Durban 312090133 / 34
    Dir : 31 2090141
    Res : 31 2090171
    bobdbnsa@iafrica.com
    ce.durban@bankofbaroda.com

    Applicable charges

    Charges for Rapid Funds2India in SOUTH AFRICA

    Where both remitter and beneficiary are customers of Bank of Baroda

    ZAR 150 FOR REMITTANCES UPTO ZAR 10000 PLUS ZAR 50 FOR EACH ADDITIONAL ZAR 10000 OR PART THEREOF

    Where remitter is not a customer of our South Africa branch but beneficiary is our customer in India

    ZAR 200 FOR REMITTANCES UPTO ZAR 10000 PLUS ZAR 50 FOR EACH ADDITIONAL ZAR 10000 OR PART THEREOF

    Where remitter is a customer of our South Africa branch but beneficiary is a customer of another bank in India

    ZAR 200 FOR REMITTANCES UPTO ZAR 10000 PLUS ZAR 50 FOR EACH ADDITIONAL ZAR 10000 OR PART THEREOF

    Where neither the remitter nor beneficiary is a customer of our Bank Where neither the remitter nor beneficiary is a customer of our Bank

    ZAR 200 FOR REMITTANCES UPTO ZAR 10000 PLUS ZAR 50 FOR EACH ADDITIONAL ZAR 10000 OR PART THEREOF

  • Ghana
    List of Branches for Rapid Funds to India in GHANA
    Oman (ISD 00968)
    Accra, Ghana 21248460 / 250072/ 21-667399 (R) md.ghana@bankofbaroda.com

    Applicable charges

    Charges for Rapid Funds2India in GHANA

    Where both remitter and beneficiary are customers of Bank of Baroda

    Local Currency equivalent of USD 50

    Where remitter is not a customer of our Accra branch but beneficiary is our customer in India

    NA

    Where remitter is a customer of our Accra branch but beneficiary is a customer of another bank in India

    Local Currency of USD 50

    Where neither the remitter nor beneficiary is a customer of our Bank

    NA

  • HongKong
    List of Branches for Rapid Funds to India in HONGKONG
    HongKong (ISD 00852)
    HongKong (ISD 00852)
    Central, Hongkong. Gen : 00852-25258429 ce.hongkong@bankofbaroda.com
    mailto:bobhkg@netvigator.com
    Kowloon,
    Hongkong
    Gen : 23692967 / 23692963 / 23692938 mailto:bobtsthk@netvigator.com

    Applicable charges
    Where neither the remitter nor beneficiary is a customer of our Bank

    Charges for Rapid Funds2India in HONGKONG

    Where both remitter and beneficiary are customers of Bank of Baroda

    50 HKD

    Where remitter is not a customer of our HongKong branch but beneficiary is our customer in India

    50 HKD

    Where remitter is a customer of our HongKong branch but beneficiary is a customer of another bank in India

    50 HKD

    125 HKD

  • Trinidad & Tobago
    List of Branches for Rapid Funds to India in TRINIDAD & TOBAGO
    Trinidad & Tobago (ISD 001)
    Trinidad & Tobago 8686241926/6253351/964 md.tt@bankofbaroda.com
    West Indies 8686651117/6650454/6651089  
    West Indies 868 6523747/6532641/6570706  

    Applicable charges

    Charges for Rapid Funds2India in TRINIDAD & Tobago

    Up to $ 15,000.00

    $ 10.00

    $ 15,000.00 to $ 50,000.00

    $ 15.00

    $ 50,001.00 and above

    $ 25.00

  • Uganda
    List of Branches for Rapid Funds to India in UGANDA
    Uganda (ISD 00256)
    Branch Address Telephone Number Fax No. Email
    Head Office 18, Kampala Road,
    Kampala, Uganda.
    P.O. Box 7197
    +256 414 233680
    +256 414 345196
    +256 414 230781 md.uganda@bankofbaroda.com
    Kampala Main Branch 18, Kampala Road,
    Kampala, Uganda.
    P.O. Box 7197
    +256 414 236192
    +256 414 346985
    +256 414 258263 kampal@bankofbaroda.com
    Railway Station Branch, Kampala Plot No. 6, Jinja Road,
    Esso Corner, Kampala, Uganda.
    P.O. Box 7266
    +256 414 255247
    +256 414 255248
    +256 414 255247 railway.kampala@bankofbaroda.com
    Industrial Area, Kampala Plot 37,39,41,43 Kibira Road (Mulwana Road),
    Opp. Uganda Baati Ltd
    Industrial Area, Kampala
    P.O. Box 73446
    +256 414 237545 +256 414 237559 industrial.kampala@bankofbaroda.com
    Kololo Branch Plot No. 31, Kira Road,
    Kampala, Uganda.
    +256 414 532227 +256 414 531970 kololo@bankofbaroda.com
    Ovino Market Branch, Kampala Plot 24,26 & 28, Shikh Temple
    Rashid Khamis Road, Old Kampala,
    Kampala, Uganda.
    P.O. Box 7197
    +256414256183 +256 414 256188 ovino@bankofbaroda.com
    Kawempe Branch Shree Hari Complex, Plot No. 35/36
    Bombo Road,
    P.O. Box 7820
    +256 414 568744 +256 414 568740 kawempe@bankofbaroda.com
    Entebbe Branch Plot No. 24, Building of M/s Victoria Medical Services,
    Gower's Road,
    Opp. Entebbe Junior School,
    Entebbe
    +256 414 323155 +256 414 323156 entebbe@bankofbaroda.com
    Mukono Branch Plot No 59-67, Jinja Road
    Mukono, Uganda
    P.O. Box 122
    +256 414 291990 +256 414 291991 mukono@bankofbaroda.com
    Jinja Branch 16 a & b Iganga Road,
    Jinja, Uganda.
    P.O. Box 1102
    +256 434 123162
    +256 434 120478
    +256 434 122777 jinja@bankofbaroda.com
    Lugazi Branch SCOUL Sec Sch. Premises,
    Jinja Road, Lugazi Circle
    +256 414 448005 - lugazi@bankofbaroda.com
    Iganga Branch 84A & 84B Main Street,
    Iganga, Uganda.
    P.O. Box 61
    +256 434 242400 +256 43 242400 iganga@bankofbaroda.com
    Mbale Branch Baroda House, 3, Pallisa Road,
    Mbale, Uganda.
    P.O. Box 971
    +256 454 433583
    +256 454 432817
    +256 454 432817 mbale@bankofbaroda.com
    Mbarara Branch 11 Masaka Road,
    Mbarara, Uganda.
    P.O. Box 1517
    +256 485 421330 +256 485 421330 mbarara@bankofbaroda.com
    Kabale Branch Plot 94 Kabale Road,
    Kabale, Uganda.
    +256 486 422087 +256 486 422158 kabale@bankofbaroda.com
    Lira Branch Plot No 2, Aputi Road,
    Lira, Uganda.
    P.O. Box 266
    +256 473 420030 +256 473 420033 lira@bankofbaroda.com
    Kansanga Branch Plot No. 70 / 378
    3, KM Gaba Road,
    Near Kampala International University,
    Kansanga (Kampala), Uganda.
    P.O. Box 7467
    +256 414 269441 +256 414 269638 kansanga@bankofbaroda.com

    Applicable charges

    Charges for Rapid Funds2India in UGANDA

    1.1
    Debit to UGX a/c. (Customers) UGX 20,000
      CASH UGX  (Non Customers) UGX 25,000
    1.2
    Debit to USD a/c. (Customers) USD 10.00
      CASH upto USD5,000/-
    (Non Customers)
    USD 15.00
      CASH above USD5,000/-
    (Non Customers)
    USD 15 + 0.5%
    Cash handling
     Remittances to OTHER BANKS’ branches in India
    1.3
    Debit to UGX a/c. (Customers)   UGX 30,000
      CASH UGX (Non Customers) UGX 35,000
    1.4
    Debit to USD a/c. (Customers)   USD 15.00
      CASH Up to USD 5,000
    (Non Customers)
    USD 20.00
      CASH above USD 5,000
    (Non Customers)
    USD 20 + 0.5%
    Cash handling
  • Tanzania
    List of Branches for Rapid Funds to India in TANZANIA
    Tanzania (ISD 00255)
    East Africa I 222124456/72/87 bobdar@bankofbaroda.com
    md.tanzania@bankofbaroda.com
    East Africa II Tel : +255-27-2544986 / 2548306
    Tel : +255-27-2544955
    Mobile : +255-713-624695
    Bobaru@bankofbaroda.com

    Applicable charges

    Charges for Rapid Funds2India in TANZANIA

    Remit Amount in USD Charges Charges Charges Charges
      (USD) BOB  to BOB A/c BOB to Other Bank A/c Non Cust. To BOB A/c Non Cust. To Non Cust.
    up to 2000 USD - 20 USD - 25 USD - 30 USD - 30
    up to 5000 USD - 30 USD - 35 USD - 40 USD - 40
    5001 to 10000 USD - 50 USD - 60 USD  - 75 USD  - 75
    Above 10000 Min 50 USD Plus $2.5 per '000 or part there of Max $75 Min 60 USD Plus $3.0 per '000 or part there of Max $85 Min 75 USD Plus $5.0 per '000 or part there of Max $100 Min 75 USD Plus $5.0 per '000 or part there of Max $100

Frequently Asked Questions (FAQs)

  • Can I avail a Home Loan from Bank of Baroda?

    Yes, you can avail a Home Loan from Bank of Baroda, if you plan to construct or purchase a house/flat or extend your existing house/flat and, you are

    • A minimum of 21 years
    • Employed or self-employed with regular income.
  • Who can be co-applicant?

    The proposed owners of the residential accommodation as per the agreement for sale, in respect of which financial assistance is sought, must be co-applicants. Usually joint applications are from husband-wife, father-son, mother-son, etc.

  • How much does Bank of Baroda lend?

    Loan amount is determined on the basis of the repaying capacity of the applicant(s). For calculating the repaying capacity, various factors are taken into consideration such as age, income, dependents, assets, liabilities, stability of occupation and continuity of income, savings, etc.

    The maximum loan would be Rs. 10 Crores per unit to any individual applicant based on the area where property is proposed to be constructed/purchased. We will extend the loan up to 90% (for fresh houses / flat) of the cost of property under our housing loan scheme.

  • What is the average tenure of a home loan?

    We grant term up to a maximum of 30 years. The term for the loan will under no circumstances exceed the age of retirement or completion of 65 years of age, whichever is earlier.

  • But can I prepay the loan ahead of schedule?

    Yes, you have the option to prepay the loan ahead of schedule either in part or in full from your own sources.

  • What is the mode of repayment?
    • Equated Monthly Instalment (EMI) : It means a uniform lump sum amount, which includes repayment of a part of the principal amount and payment of interest, calculated on daily products basis.
      Or
    • Fixing the monthly / quarterly installments on graduated basis is permitted of EMI as requested by customers.
  • What is the security for the loan?

    The security for the loan is equitable mortgage of the property to be financed.

  • Do you insist on LIC policy as additional collateral security?

    No, it is not mandatory.

  • What are the supporting documents required while applying for the loan?
    Common requirements for all applicants:
    1. Application form duly filled in (with photograph of all the applicant).
    2. Residence and age verification, which may be established from the PAN card, election ID, passport, drivers’ license, ration card, etc.
    3. Copy of approved plan and sanction letter from local civic authority.
    4. Copy of NA permission.
    5. One/two guarantor(s) form(s) and salary certificates. If the guarantor is in business, copies of I.T. returns or assessment orders for the last three years are required.
    6. Bank passbook of statements for the last two years.
    7. Latest salary slip/statement showing all deductions in case of employed applicants.
    8. Certified copies of balance sheets and profit and loss accounts, IT acknowledgments, advance tax challans (for both company/firm and personal account) for the last three years in case of self-employed applicants.
    9. Memorandum/Articles of Association for companies, partnership deeds for firms and a brief profile of your company/firm in case of self-employed applicants.

    Additional requirement -
    In case of purchase from builder:
    1. Copy of agreement for sale.
    2. Copy of registration receipt.
    3. Copy of sanctioned plan & sanction letter of the competent authorities.
    4. Copy of NA permission/ULC order.
    5. Copies of receipts of payments already made.
    6. NOC from builders in our format.

    In case of direct allotment in a Co-operative Housing Society:
    1. Allotment letter.
    2. Share certificate.
    3. Society registration certificate.
    4. Copy of sale/lease deed in favour of the society.
    5. NOC from society in our format.
    6. Possession letter in original.

    In case of resale:
    1. Copy of all previous vendors’ agreements duly stamped and registered and the registration receipts (original to be given before disbursement).
    2. NOC from society/builder in our format.
    3. Original share certificate.
  • Do you have any housing loan product for NRIs?

    Yes. We have Housing Loan products for NRIs / PIOs . For details, please visit our website at Housing Loans to NRIs / PIOs.

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