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Personal Loan EMI Calculator
Rate of Interest(%):5%18%
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Baroda COVID Personal Loan 2.0 : Benefits
Low interest rate i.e. 2.00% over BRLLR +SP, irrespective of CIBIL Score. But not lower than the ROI of the linked loan.
Low Processing fee.
NIL prepayment charges
Baroda COVID Personal Loan 2.0 : Features
For meeting of expenses for COVID treatment or temporary liquidity mismatch due to COVID- 19, Other than speculations.
Baroda COVID Personal Loan 2.0 : Limit
Minimum: Rs. 25,000/-
Maximum: Rs. 5.00 Lacs
Subject to Maximum
10% of original sanctioned limit of linked Home Loan.
10% of original sanctioned limit of linked LAP.
For Auto Loan linked accounts,
20% of Original sanctioned limit of linked Auto Loan; and
Total of Present outstanding in linked Auto loan account and proposed sanctioned limit under Baroda Personal Loan COVID 19 Scheme 2.0 should not exceed 85 % latest insured Value* of the underlying asset i.e., Vehicle (Lower of a & b above)
Baroda COVID Personal Loan 2.0 : Eligibility
Existing Retail Assets Customers:
Home Loan (all variants) with minimum -6- month’s relationship
Loan against Property with minimum -6- month’s relationship.
Auto Loan with minimum 12 month’s relationship.
- Loan is fully disbursed and moratorium period completed.
- Min. three instalments paid.
- Charge on the security is created and registered in CERSAI (Wherever applicable).
- Account should not be 30+ DPD (Note: Staff members, credit facility given to non-individuals and Borrowers enjoying Over Draft limit are not eligible)