• Benefits
  • Features
  • Disclaimer
  • Eligibility Criteria

IndiaFirst Life e-Term Plus Plan : Benefits

  • Life Benefit
  • Life Protect Benefit
  • Life Benefit with Voluntary Exit Advantage Option
  • Income Benefit
  • Accidental Shield Benefit
  • Disability Shield Benefit
  • Critical Illness Protector Option

IndiaFirst Life e-Term Plus Plan : Features

  • Affordable Financial Protection: With our Online Term Plan, get affordable financial protection for yourself and for your family.
  • Multiple Coverage Options: Buy Term Plan online and you can tailor your insurance policy to suit your safety needs as we offer a choice of 7 different coverage options.
  • Flexibility in Receiving Death Benefits Our online Term Insurance policy offers the flexibility of receiving the death benefit either as a lump sum or as a monthly income (as per the selected coverage options).
  • Option to Increase Your Sum Assured: If you want to increase your Sum Assured, our term policy offers you this flexibility only in selected coverage options. You can increase your Sum Assured up to 100% of the initial Sum Assured at certain life events such as Marriage, Home Loan, and Child Birth or Adoption.

IndiaFirst Life e-Term Plus Plan : Disclaimer

Bank of Baroda is authorized by the Insurance Regulatory and Development Authority to act as a Corporate Agent from 01/04/2022 to 31/03/2025 for procuring or soliciting business of Life insurance, General insurance & Standalone Health insurance under Registration Code CA0004". Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions please read the sales read sales brochure carefully before concluding a sale. The purchase of Insurance products by Bank of Baroda customers is purely on a voluntary basis. The insurance products are underwritten by the respective insurance company. Bank of Baroda does not perform any insurance e-commerce activity on its website. The contract of insurance is between the insurer and the insured; and not between the Bank and the Insured.


IndiaFirst Life e-Term Plus Plan : Eligibility Criteria

  • Min 18 years Max 65 years for Life Benefit, Increasing Cover Option, Decreasing Cover Option, Income Benefit.
  • 60 years for Accident Shield Benefit, Disability Shield Benefit and Critical Illness Protector Benefit
  • 45 years for Life Benefit with Voluntary Exit Advantage

Premium Paying Term Min:
  • 5 years for Life Benefit
  • 35 years for Life Benefit with Voluntary Exit Advantage
  • 10 years for Increasing Cover Option and decreasing Cover Option
  • 20 years for Life Stage Balance Cover Option
  • 5 years for Income Benefit, Accident Shield Benefit, Disability Shield Benefit and Critical Illness Protector Benefit

Premium Paying Term Max:
  • 40 Years for all coverage options.

Sum Assured:
  • Min: 50,00,000
  • Max: No limit for all options except Accident Shield Benefit Disability Shield Benefit and Critical Illness Protector Benefit where capped at 1,00,00,000
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Select Life Insurance Type
  • IndiaFirst Life e-Term Plus Plan
  • IndiaFirst Life Guaranteed Benefit Plan
  • IndiaFirst Life Guaranteed Pension Plan
  • IndiaFirst Life Guaranteed Protection Plan
  • IndiaFirst Life Long Guaranteed Income Plan
  • IndiaFirst Life Money Balance Plan
  • Indiafirst Life Radiance Smart Invest Plan
  • IndiaFirst Life Saral Bachat Bima Plan
  • IndiaFirst Life Smart Pay Plan
  • IndiaFirst Life Wealth Maximizer Plan
  • IndiaFirst Smart Save Plan

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