Exclusive benefits to the exclusive group

Exclusive Credit Card for ICAI Members.


  • Accelerated rewards
  • Complimentary insurance
  • Free add-on card
  • Benefits
  • Features
  • Eligibility Criteria
  • Documents Required
  • Annual Fees
  • Terms & Conditions

ICAI Exclusive : Benefits

  • Shopping delights

    *Earn 5 reward points on every Rs. 100 spent on dining, online & utility bills 1000 Bonus Reward Points on 5 transactions worth Rs. 1000 or more each every month
  • Best travel benefits

    Enhance your airport experience with 12 complimentary access (3 per quarter) at partner domestic airport lounges. Click here to know more. Save on international spends with 2% reduced forex mark-up.
  • Welcome Gift

    Free 6 months FitPass Pro membership worth Rs. 15,000. Click here
    to know more.

ICAI Exclusive : Features

Milestone Rewards

Earn Rs. 1,000 reward points on transacting your card within 30 days of issuance and Rs. 4,000 reward points every quarter, on spending more than your card's credit limit.


Fuel Surcharge Waiver**

1% fuel surcharge waiver at all fuel stations across India on transactions between Rs. 400 and Rs. 5,000 (Max. Rs. 250 per statement cycle).

Note -No Reward Points are earned on fuel transactions.


Extra Rewards

1 reward points for every Rs. 100 spent on any other category. All your accumulated reward points can be redeemed for cashback @ 1 reward point = Rs. 0.25.


Easy EMI option

Convert purchase of > Rs. 2,500/- on your card into easy EMIs of 6/12 months.


Free Add-on card

Get up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18).


Complimentary Insurance

Professional Indemnity Insurance Cover of Rs. 5 lakhs*, Air accident death cover of Rs. 15 lakhs and non-air accident death cover of Rs. 5 lakhs.


Zero liability on lost card

Report loss of card immediately to ensure zero liability on any fraudulent transactions.

ICAI Exclusive : Eligibility Criteria

  • All eligible & active members of ICAI, subject to credit policy.
  • Add-on cardholder should be over 18 years.
  • Resident of India

ICAI Exclusive : Documents Required

Discover exclusive benefits, offers & rewards by applying for your Bank of Baroda EXCLUSIVE Credit Card Here

Submit the following with application form:

  • PAN card photocopy
  • Photocopy of ICAI Membership Card
  • Latest salary slip/latest ITR OR in case you have any other credit card, a copy of the same along with latest bill statement )
  • Current residence proof
  • 1 recent passport-size photograph.

ICAI Exclusive : Annual Fees

Fees/Charges Primary Add-on
First year fee (levied in the first statement) Lifetime free NIL
Annual Fee Lifetime free NIL

ICAI Exclusive : Terms & Conditions

Coming soon...

Frequently Asked Questions (FAQs)

  • What are the eligibility criteria?
    The card can be issued to Individual accounts holder/self-operated savings, current and overdraft accounts. For joint accounts, with operating instructions as ‘either or survivor’ and ‘any one or survivor’ the card can be issued to anyone or all the joint account holders.
  • What are the Debit Card variants, wherein international usage is allowed?
    Visa Platinum/Contactless.
    Baroda VISA Vyapaar..
    Master Card Platinum..
    RuPay Platinum/Contactless..
    RuPay Select..
    Master Card World (Baroda Radiance).
  • My Debit Card doesn’t work for online or international transactions.
    As per recent guidelines, at the time of issue/re-issue/renewal, all the debit card will be enabled for use only at contact-based points of usage [viz. ATMs and Point of Sale (PoS) devices] within India. Existing cards which have never been used for online/international/contactless transactions shall be mandatorily disabled for this purpose. Now, to enable the channels, through BOB ATM/Baroda M-Connect Plus (Mobile Banking)/Baroda Connect (Internet Banking)/IVR.
    Kindly use your card for first transaction on BOB ATM or Green PIN generation through BOB ATM/Baroda M-Connect Plus (Mobile Banking)/Baroda Connect (Internet Banking)/IVR and then try of online transactions.
  • What are the different types of Debit Cards issued by Bank of Baroda ?
    Bank is issuing different types of Debit Cards in co-ordination with Visa, MasterCard and RuPay. To know the details of different card variants being issued by Bank, please refer to ATM/Debit Card section on our bank’s website Click
  • Is there any Fee for the issuance of Debit Card?
    The fees are subject to change from time to time at the sole discretion of Bank/RBI etc. For service charges related queries, please refer to Debit Card section on our bank’s website. For charges, please Click here.
  • Can a fresh Debit Card issued in lieu of a lost/damaged card and what is the amount to be charged?
    Yes, Rs. 200 + Tax is charged for replacement of damaged card/lost card.
  • How many accounts maximum can be linked to my Debit Card and what is the procedure?
    A maximum of 9 accounts held in the same name and same capacity can be linked to a Debit Card. Please submit request for linking of multiple accounts on your Debit Card to your base branch.
  • My Debit Card doesn’t work on ATMs. Why?
    Debit Card does not work on ATMs due to some of the following reasons:
    Your debit card may be blocked.
    You may not have swiped the card properly.
    Your card might have got damaged/deteriorated due to which it is not accepted by ATM where the card reader may be weak. In such case you may try at another ATM and if still does not work, request for a new card to your branch/contact centre.
    Your account may be inoperative or frozen at branch level due to some reason. Please contact your branch to know the account status.
    You may be using the wrong PIN.
    Connectivity from the ATM has failed. In such case please try after some time or use another ATM.
  • How many transactions for Current Account holders at other bank’s ATM Machine are free?
    No transactions are free.
  • How many attempts of wrong ATM PIN will lead to blocking of a Debit Card?
    Soft blocking : After 3 attempts of wrong pin in a DAY (within 24 hrs.) debit card will be blocked for next 24 hrs.
    Hard Blocking: After 12 attempts of wrong pin in a MONTH debit card will be blocked permanently.
  • Which of the following modes can be used for hot listing of Debit Card by the customer?
    Contact Centre/toll free numbers 1800 258 44 55 or 1800 102 44 55.
    Mobile Banking (M Connect).
    WhatsApp Banking.
    Net Banking (Baroda Connect)
    Base Branch.

Add this website to home screen

Are you Bank of Baroda Customer?

This is to inform you that by clicking on continue, you will be leaving our website and entering the website/Microsite operated by Insurance tie up partner. This link is provided on our Bank’s website for customer convenience and Bank of Baroda does not own or control of this website, and is not responsible for its contents. The Website/Microsite is fully owned & Maintained by Insurance tie up partner.


The use of any of the Insurance’s tie up partners website is subject to the terms of use and other terms and guidelines, if any, contained within tie up partners website.


Proceed to the website


Thank you for visiting www.bankofbaroda.in

X
We use cookies (and similar tools) to enhance your experience on our website. To learn more on our cookie policy, Privacy Policy and Terms & Conditions please click here. By continuing to browse this website, you consent to our use of cookies and agree to the Privacy Policy and Terms & Conditions.