Fuel up your happiness!

With Annual Savings of more than ₹12,000

  • Up to 5% Savings on Fuel and Everyday Purchases
  • Joining Benefit of 2000 Reward Points
  • 25% Off on Movie Ticket
  • Complimentary Domestic Airport Lounge Access
  • Benefits
  • Features
  • Eligibility Criteria
  • Documents Required
  • Fees & Charges
  • Most Important Terms & Conditions (MITC)

HPCL BoB ENERGIE Credit Card : Benefits

  • Fuel Savings Delight

    5% Savings (24 Reward Points per ₹150 = 4% Savings + 1% Fuel Surcharge Waiver) for fuel purchases at HPCL retail outlets, LPG purchases & through credit card payment gateway via HP Pay wallet using QR code option. Not applicable using Direct payment mode.
  • Accelerated Rewards

    10 Reward Points for every ₹150 spent on utility, grocery & departmental stores. 2 Reward Points for every ₹150 spent on other categories.
  • Movie & Travel Fun

    4 Complimentary Access at Domestic Airport lounges per year (1 every quarter). 25% off up to ₹100 on the purchase of minimum 2 tickets per transaction at Paytm Movies.
  • Welcome Perks

    2000 Joining Rewards on spends of ₹5000 or more within 60 days of card issuance.

*TnC apply

HPCL BoB ENERGIE Credit Card : Features

  • 1% Fuel Surcharge Waiver on all HPCL fuel transactions between ₹400-₹5000 including fuel purchases made through credit card payment gateway via HP Pay wallet using QR code option. Not applicable using Direct payment mode. Note: Fuel spends eligible for surcharge waiver are not eligible for reward points.
  • Renewal fee waiver on annual spends of ₹50K every year.
  • Convert purchases of > ₹2,500/- on your card into Smart EMIs of 6/36 months.
  • Up to 3 lifetime free add-on cards for your spouse, parents, siblings or kids (above age 18)
  • Benefit offered by HPCL: Additional 1.5% cashback per ₹100 as payback points on all fuel purchases through HP Pay App. 1 Payback Point= ₹0.25
  • Benefit offered by HPCL: Joining benefit of ₹100 on first recharge transaction of min. ₹1000.

*TnC apply.

HPCL BoB ENERGIE Credit Card : Eligibility Criteria

Indian Resident
  • Salaried/Self-employed with an income >=₹3.6 L for Salaried and >= ₹4.8 L for Self-employed segment.
  • Age: 21 to 65 years (Primary Cardholder). Above 18 years (Add-on Cardholder)

HPCL BoB ENERGIE Credit Card : Documents Required

Proof of identity:
  • PAN (Mandatory)
  • Aadhaar Card
  • Voter Id card
  • Passport
  • Driving License
  • 1 recent passport-size photograph

Address Proof:
  • Aadhaar Card
  • Voter Id card
  • Passport
  • Driving License
  • Utility Bills
  • Property or Municipal Tax receipt
  • Rent Agreement
  • House allotment letter issued by State or central government

Income Proof:
  • Salaried: Bank statement reflecting 2 months salary credit
  • Self-employed: Latest income tax return (ITR)
  • Card Against Card : Credit card copy (card number to be masked) and latest card statement (competition card)

HPCL BoB ENERGIE Credit Card : Fees & Charges

Just ₹499 Joining & Annual Fee

HPCL BoB ENERGIE Credit Card : Most Important Terms & Conditions (MITC)

Frequently Asked Questions (FAQs)

  • What is a Credit Card?

    A credit card is a financial instrument supplied by banks with a pre-set credit limit for online and offline shopping. You may be eligible for a credit card based on your credit score, history, income, and other bank guidelines. Apply for a credit card at BOB Financial site. In other words, a credit card is your convenient, anytime money that you must repay only after 50 days because there is no interest until then.

  • How to Apply for a Credit Card?

    In 3 simple steps:

    1. Complete the e-application
    2. Aadhaar-based e-signature
    3. Confirm with video KYC

    You can also visit any of your nearest Bank of Baroda branches.

  • How to use a Credit card?

    Use your Bank of Baroda credit card for:

    • Retail purchases
    • Online shopping
    • Cash withdrawals at ATMs
    • Foreign Rs. 2500 (cross-border) transactions while travelling overseas by enabling it for contactless (Tap & Pay) transactions.

    Not only that, but you may convert purchases of more than Rs. 2500 on your card into cheap EMIs ranging from 6 to 36 months.

  • How to check Credit Card Eligibility?

    Visit our website at www.bobfinancial.com to check your eligibility and apply for your Bank of Baroda credit card.

  • What are the benefits of an Bank of Baroda Credit Card?
    • Exciting privileges across dining, travel, entertainment, and more
    • Rewards on spends
    • Welcome Perks
    • Complimentary Service

    In short, it doesn’t just give you instant credit; it enables you to step up to the dream life you’ve always wanted and delights by adding to your savings too!

  • What are the 4 types of credit cards?

    Credit Cards are broadly classified as follows -

    1. Retail/Consumer Credit Cards
    2. FD backed/Secured Credit Cards
    3. Co-branded Credit Cards
    4. Commercial Credit Cards

    For details on Bank of Baroda Credit Cards – visit BOB Financial site

  • How many credit cards can I have?

    Usually, banks offer 1 credit card to every customer, few banks also offer multiple credit cards to the same customer. For ex: Retail Card for personal use and Business or Corporate Credit Card for official expenses.

  • Can I pay a person with a credit card?

    Payments by credit cards are not permitted for P2P transactions. However, credit card loans are available. (Conditions apply)

  • Can I use my credit card for international transactions?

    Of course, yes. Please keep in mind that you must first enable your Bank of Baroda credit card for foreign transactions.

    1. Log in to the Bank of Baroda Credit Card customer online OR mobile app
    2. Navigate to ‘Go to Menu’
    3. Select the 'Card usage/management' option
    4. Activate your card for international use instantly by following the screen instructions.
  • Can I transfer money from credit card to bank account?

    No. Certain credit card transactions are not permitted, and one of them is the transfer of funds to a bank account.

  • What should you do in the case of theft or loss of your credit card?

    In case of any theft, unauthorized transaction or fear of fraudulent use on your card, you can permanently block your card using any of the options -

    1. SMS BLOCK XXXX to 9223172141 from your registered mobile number (XXXX is the last 4 digits of your card)

    2. Log in to the Bank of Baroda Credit Card customer portal or mobile app -> Go to Menu & Select the 'Card Block' option and immediately block your card following the screen instructions.

  • How much cash can I withdraw from credit card?

    Every card comes with a sub-limit for cash withdrawals, you can use your card up to that amount for cash withdrawal at the ATM using your credit card. You can confirm your cash limit by calling customer service number printed on your credit card.

  • When can I redeem my credit card reward points?

    Every card has a cash withdrawal sub-limit. You can use your credit card to withdraw cash from an ATM up to that amount. Call the customer support number on the back of your credit card to confirm your cash limit.

  • How do I increase my credit card limit?

    You can call the customer support number on your credit card to see if you are qualified for a higher limit or to learn how to request one.

  • How is my credit card limit decided?

    The bank determines the credit card limit based on one's income, existing debts, and performance on past repayments (if any).

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