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Particular / Details about the Bank

Item No. Provision Details
4.b.i The particulars of organization functions and duties
Bank Of Baroda, is a Body Corporate (Nationalised Bank) constituted under The Banking Companies (Acquisition and Transfer of Undertakings) Act, 1970, with its Head Office at Mandvi, Baroda and Corporate Office at Mumbai.

For address of Head office and Corporate office Click here PDF file that opens in new window. To know how to open PDF file refer Help section located at bottom of the site.
Organization Structure PDF file that opens in new window. To know how to open PDF file refer Help section located at bottom of the site. (170 KB)
4.b.ii The powers and duties of its officers and employees

All the officers from JMGS I to TEGS VIII grade of the bank, working in branches and offices have certain discretionary lending and administrative powers depending upon their positions. The Board decides the delegation of such powers of various grades of officials. These powers are revised periodically, depending upon the organization’s requirement and also Government / RBI guidelines . Bank being commercial organisation powers and duties vary according to the placement of officers/employees, grade/scale, post held , job assigned and need of organization; in order to achieve business goal and securing satisfactory quality customer service ,which are summarised in the links given below. Whether to sanction a loan or not, is the absolute discretion of the concerned sanctioning authority of the bank and such discretion is exercised, after taking into consideration the relevant facts and circumstances of each case

4.b.iii The procedure followed in the decision making process, including channels of supervision and accountability.
There is a well defined system in the Bank regarding decision making process. Lending and administrative decisions are taken at various levels from JMGS I to Top Executive grade Scale VIII and also by Executive Director and Chairman & Managing Director depending upon their positions as per the discretionary lending powers delegated to them by the Board. Branches receive applications for credit facilities and recommend to the appropriate sanctioning authority. In the case of major retail loan products applications are processed at branches and Centralised Credit Processing Cells at select centers. There is a well defined organizational structure and clear system of accountability based on RBI / CVC guidelines. All credit decisions approved by any sanctioning authority are reported to the next higher authority for control purpose. The system of exercising proper delegation of power and submission of control reports is in place and they are monitored by control officers and through internal inspection.
4.b.iv The norms set by the Bank for the discharge of its functions.
Corporate Centre decide the rates to be offered by the Bank for the deposits, for different tenures which are displayed in the Bank's website and also at the branches. Regarding the advance, again the corporate centre takes a decision on introduction of various loan products and details of which are available in the website as well as at the branches. Corporate Centre also decides about the rates of interest for various advances which again are available on our website and also at the offices / Branches of the Bank.
Whether to sanction a loan or not, is the absolute discretion of the concerned sanctioning authority of the Bank and such discretion is exercised, after taking into consideration the relevant facts and circumstances of each case.
In case of norms/ standards for functions/ service delivery timelines Click here
4.b.v The rules, regulations, instructions, manuals and records, held by the Bank or under its control or used by its employees for discharging its functions.
There are quite a number of documents like manuals , book of instructions, codified circulars, scheme of delegation of powers, proceedings of the board etc. And also the periodical circulars, used by the employees for discharging various functions.(These are all meant for internal circulation and can not be shared with public)
However, certain information is available in the following link, Click Here
4.b.vi A statement of the categories of documents that are held by the Bank or under its control.
The following documents are available at our Head Office/ Corporate office at Investor's services Department, for the inspection by the shareholders during weekdays for two hours between 11.00 am to 1.00 pm as per provisions of the Bank of Baroda General (Shares and Meetings) Regulations, 1998
  • Register of Shareholders
  • Record of the proceedings of the General Meetings
Documents executed by customers / borrowers / guarantors, contracts with Third parties / etc. (These are all private information and of commercial value and cannot be shared with public).
The particulars of any arrangement that exists for consultation with, or representation by, the members of the public in relation to the formulation of its policy or implementation thereof.
As per present arrangement the Shareholders can raise issues concerning policies and in the Annual General Meetings which can relate to the policy of the Bank.
Bank's quarterly results and annual results / reports are published in the Bank's website periodically for information of public as well as shareholders which would give an idea about the policies of the bank and implementation thereof.
For shareholder related information. Click here
A statement of the boards, councils, committees and other bodies consisting of two or more persons constituted as its part or for the purpose of its advice, and as to whether meetings of those boards, councils, committees and other bodies are open to the public, or the minutes of such meetings are accessible for public
The Bank has following Sub Committees of the Board
  • Management Committee of the Board (MCB)
  • Credit Approval Committee of the Board (CACB)
  • Audit Committee of the Board (ACB)
  • Stakeholders' Relationship Committee
  • Sub Committee of the Board on ALM & Risk Management
  • Customer Service Committee
  • Remuneration Committee
  • Nomination Committee
  • Committee of Directors
  • Committee on High Value Frauds
  • IT Strategy Committee of the Board
  • Steering Committee of the Board on HR
  • Committee for monitoring of Recovery
The Public are not entitled to participate on the above Committee meetings and minutes are not accessible to public.
For additional information on roles & responsibilities of various committees - click here
4.b.ix A directory of its officers and employees.

A directory of officers and employees with cadre, place of posting, gross monthly emoluments may be seen in following link. Efforts are made to keep the same updated from time to time.

Directory of officers and employees PDF file that opens in new window. To know how to open PDF file refer Help section located at bottom of the site. (14.02 MB)
The list is updated every month after salary

The monthly remuneration received by each of its officers and employees, including the system of compensation as provided in its regulations

Scales of Pay of Officers :
Scale I = Rs.36000 - 1490/7 - 46430 - 1740/2 - 49910 - 1990/7 - 63840
Scale II =Rs.48170 - 1740/1 - 49910 - 1990/10 - 69810
Scale III = Rs. 63840 - 1990/5 - 73790 - 2220/2 - 78230
Scale IV =Rs.76010 - 2220/4 - 84890 - 2500/2 - 89890
Scale V = Rs.89890 - 2500/2 - 94890 - 2730/2 - 100350
Scale VI = Rs.104240 - 2970/4 - 116120
Scale VII = Rs.116120 - 3220/4 - 129000
Scale VIII =Rs.103000-2700/3-111100-2800/1-113900

Clerical Staff :
Rs.17900 - 1000/3 - 20900 - 1230/3 - 24590 - 1490/4 - 30550 - 1730/7 - 42660 - 3270/1 - 45930 - 1990/1 - 47920 [20 Years]

Subordinate Staff :
Rs.14500 - 500/4 - 16500 - 615/5 - 19575 - 740/4 - 22535 - 870/3 - 25145 - 1000/3 - 28145 [20 Years]

Monthly emoluments of officers and employees PDF file that opens in new window. To know how to open PDF file refer Help section located at bottom of the site. (14.02 MB)
The budget allocated to each of its agency, indicating the particulars of all plans, proposed expenditures and reports on disbursements made.
There are no plans and budgets for expenditure of public money and disbursements and the provision is not applicable to BOB.
The manner of execution of subsidy programmes including the amounts allocated and the details of beneficiaries of such programmes.
There are no subsidy programmes or plans for lending activities of the Bank as a whole, except for targets for priority sector lending. There are different schemes for advances of the Bank and the terms and conditions are already available in the Bank's website.
Particulars of recipients of concession, permits or authorizations granted by it.
There are no programmes in the Bank for grant of concessions, permits, authorization etc. And there is no material in the Bank relevant to this provision.
Details in respect of the information available to or held by it, reduced in an electronic form.
Detailed informations on various products (Deposit and advances) and services/facilities offered by the Bank are already available in the Bank’s website. Click here
The particulars of facilities available to citizens for obtaining information including the working hours of a library or reading room, if maintained for public use.
The public can approach the Public Information Officer for information regarding banking products for details of which are not available in the website.
The names, designations and other particulars of the public Information officers
Regional Manager / Regional Heads have been nominated as Public Information Officer for matters pertaining to their respective regions and for Head office Baroda and Corporate Office Mumbai separate PIOs and First Appellate Authority have been appointed
List of Public Information Officers Click Here
The Zonal Managers / Zonal Heads have been appointed as the First Appellate Authority for the PIOs coming under their zone.
List of First Appellate Authorities Click Here
Details of Applications/Appeal received under RTI and information provided
Particular  01.04.2021-30.06.2021
(Last Quarter) 
(Cumulative calendar Year 2021) 
Received  Disposed  Pending  Received  Disposed  Pending 

RTI Application 

805 606 199 1752 1536 216
Appeal  110 76 34 308 274 34

This information is updated quarterly.

Other SUO- MOTO Disclosure by the Bank for general information and convenience of the public at large


The Bank carries on and transacts the business of banking. Sub section (5) of section 3 of the Banking Companies (Acquisition & Transfer of Undertakings) Act 1970 mandates that Bank of Baroda as a “corresponding new bank” shall carry on and transact the business of banking as defined in clause (b) of section 5 of the Banking Regulations Act 1949 and may engage in one or more of the other forms of business specified in sub-section (1) of section 6 of that Act.

Section 6 of Banking Regulation Act, 1949 reads as follows :-

"Forms of business in which banking companies may engage -

In addition to the business of banking, a banking company may engage in any one or more of the following forms of business. namely :-

  • The borrowing, raising, or taking up of money; the lending or advancing of money either upon or without security; and drawing, making, accepting, discounting, buying, selling, collecting and dealing in bills of exchange, hundies, promissory notes, coupons, drafts, bill of lading, railway receipts, warrants, debentures, certificates, scrips and other instruments, and securities whether transferable or negotiable or not; the granting and issuing of letters of credit, travellers’ cheques and circular notes; the buying, selling and dealing in bullion and specie; the buying and selling of foreign exchange, including foreign bank notes; the acquiring , holding, issuing on commission, underwriting and dealing in stock, funds, shares, debentures, debenture stock, bonds, obligations, securities and investments of all kinds; the purchasing and selling of bonds, scrips or other forms of securities on behalf of constituents or others; the negotiating of loans and advances; the receiving of all kinds of bonds, scrips or valuables on deposit or for safe custody or otherwise; the providing of safe deposit vaults; the collecting and transmitting of money and securities;
  • Acting as agents for any government or local authority or any other person or persons; the carrying on of agency business of any description, including the clearing and forwarding of goods, giving of receipts and discharges and otherwise acting as an attorney on behalf of customers, but excluding the business of a [Managing Agent or Secretary and Treasurer] of a company;
  • Contracting for public and private loans and negotiating and issuing the same;
  • The Effecting, Insuring, Guaranteeing, Underwriting, participating in managing and carrying out of any issue, public or private, of state, municipal or other loans or of shares, stock, debentures or debenture stock of any company, corporation or association and the lending of money for the purpose of any such issue;
  • Carrying on and transacting every kind of guarantee and indemnity business;
  • Managing, Selling and Realising any property which may come into the possession of the company in satisfaction or part satisfaction of any of its claims;
  • Acquiring and holding and generally dealing with any property or any right title or interest in any such property which may form the security or part of the security for any loans or advances or which may be connected with any such security;
  • Undertaking and Executing trusts.
  • Undertaking the administration of estates as Executor, Trustee or otherwise;
  • Establishing and supporting or aiding in the establishment and support of associations, institutions, funds, trusts, and conveniences calculated to benefit employees or ex-employees of the company or the dependents or connections of such persons; granting pension and allowances and making payments towards insurance; subscribing to or guaranteeing moneys of charitable or benevolent object or for any exhibition or for any public., general or useful object.
  • The acquisition, construction, maintenance and alteration of any building or works necessary or convenient for the purposes of the company;
  • Selling, improving, managing, developing, exchanging, leasing, mortgaging, disposing of or turning into account or otherwise dealing with all or any part of the property and rights of the company;
  • Acquiring & Undertaking the whole or any part of the business of any person or company, when such business is of a nature enumerated or described in this sub section.
  • Doing all such other things as are incidental or conducive to the promotion or advancement of the business of the company;
  • Any other form of business which the Central Government may, by notification in the official gazette, specify as a form of business in which it is lawful for a Banking Company to engage."

Details of Members of Internal Complaints Committee

Disclosure of details of Members of Internal Complaints Committee at Corporate Level for Prevention of Sexual Harassment at Workplace

In terms of Section 4 of Sexual Harassment of Women at Workplace (Prevention, Prohibition and Redressal) Act, 2013 and Sexual harassment of Women at workplace (Prevention, Prohibition and Redressal) rules 2013, the following Internal Complaints Committee has been constituted at the corporate level which is presently as under:-

  • Mrs. Jaya De Chakraborty, ECN – 153845, GM – CC, Stressed Assets Management, BCC, Mumbai - Chief Lady Liaison Officer
  • Mr. C Malolan, ECN 47629, Head HR Operations, Head Office, Vadodara – Member
  • Ms. Parul Mashar, ECN – 43144, AGM, Official Language, Head Office, Vadodara - Member
  • Ms. Banani Guha, ECN – 54328, Chief Manager, KYC & AML, Head Office, Vadodara - Member
  • Ms. Meghna Makwana, ECN – 124754, Manager, Legal, Zonal Office, Vadodara - Member Secretary
  • Prof Sunita Nambiyar – External Member

An Internal Complaints Committee comprising of -1- Lady Liaison Officer, -2- employees (-1- Officer & -1- Clerk) and -1- Member from NGO committed to the cause of Women has also been constituted at every zone.

Further, a Lady Liaison Officer has also been appointed at every Region for ensuring smooth coordination.

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