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NHFDC Refinance

NHFDC Refinance:


To make available the facility of collateral free loan for self-employment with Disabilities (PwDs) at NHFDC / Bank’s rate of interest under CGTMSE scheme.

Eligibility of beneficiary:

Any disabled person who fulfils the following criteria is eligible to avail financial assistance –

For Self Employment purpose:

Age between 18 and 60 years and any Indian citizen with 40% or more disability.

For Collateral Free MSE Loans promoted by NHFDC:

Eligibility of Business Activity:

The business activity for which loan is sought should be eligible under CGTMSE


Maximum – Rs. 25.00 Lacs


  • For Cash Credit: 25% against stocks & Book Debts up to 90 days only
  • For Term Loan/Demand Loan:
    30% on land and building
    25% on Plant and Machinery

For Educational Loans promoted by NHFDC


Any Indian Citizen with 40% or more disability.

Other parameters are as per General Educational Loan scheme of BOB.

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