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NRI’s can avail this service from our Overseas branches in UAE, Oman, UK, Mauritius, Seychelles, Botswana, Hong Kong, Fiji, Kenya, Guyana, , Tanzania, Uganda, Trinidad & Tobago, US and which facilitates almost instant credit to beneficiary accounts with us in India. Where they maintain accounts with other Banks, same day or next day credit is facilitated through RTGS/ NEFT.
3D secure implementation has been completed under Internet Payment Gateway. IPG facilitates direct customer merchant transactions and settlement through the Bank’s Central ATM Switch.
All branches are RTGS and NEFT enabled. RTGS and NEFT have been interfaced with our Internet banking portal. This provides customers the facility of making inter bank money transfers online using Internet banking.
SWIFT facility for worldwide inter-bank financial communication is provided at Foreign Exchange Authorised Branches in India as also in overseas territories
Bank of Baroda is the first Public Sector Bank in India to implement a Web-Based Lending Automation System and its in use in all its branches for its Retail Lending Operations
Bank has implemented Online Tax Accounting System (OLTAS) for collection of taxes on behalf of Central Board of Direct Taxes, Govt. of India at 581 branches.
Bank has adopted environment friendly systems and technologies in the design of the new Data Center (Green Initiative), which includes
The Bank's ultimate objective is to reorient itself as a highly technology enabled Bank and Bank of first choice for its customers in order to emerge as a leader in the global market place on every single parameter including technology.
All branches, Administrative offices, Training centres, Inspection centres etc. in India and abroad have been networked through Lease Lines, ISDN, VSATs for running multiple applications under CBS with enough redundancy for high up time.
Web-based Corporate Intranet and e-mail for electronic communication, information sharing & knowledge management is fully operational.
“leveraging Technology For Augmenting Business Growth And Profitability”
Technology is an integral part of banking. Right from sourcing and acquiring the customer to servicing and delighting the customer, bank depends upon technology. Technology needs to be leveraged to make the Bank’s routine operations cost-effective. To achieve this, the Bank has engaged the services of McKinsey & Co. to advise it on Business Process Re-engineering and Organizational Restructuring so that its branches can devote maximum time to sales and marketing functions and handle the newly acquired business in an effective manner. The newly created robust technology platform would also facilitate supervision and control and building up of rich management information system to aid the business decision making.