Loan amount admissible
- For EWS - Max. amount Rs. 1 lac for 20 years, for a house at least of 25 sq.mts.
- For LIG - Rs. 1,60,000, for a house at least of 40 sq.mts. However, subsidy eligibility will be on Rs. 1 lac only
- Additional loans, if needed would be at unsubsidized rates.
No loan for purchase of plot.
Maximum 20 years including moratorium period.
Mortgage of house constructed / purchase out of loan (no collateral / third party guarantee for loans upto Rs. 1 lac excluding group guarantee.
as applicable to Baroda Home Loan
5% interest subsidy (Net Present Value) for a maximum of principal amount of Rs. 1.00 lac is available under the scheme.