IndiaFirst Life e-Term Plan

IndiaFirst Life e-Term Plan

Secure your life in 3 easy steps

Secure your family

  • Take care of your family’s financial requirement and opt to enhance your cover at key life stages.

Additional Benefits

  • Get an option to cover for major critical illnesses as well as accidental death and disability.

Monthly Income

  • A monthly income in instalments can counter the burden of living expenses for your loved ones.

Affordable life cover

  • Ensure that your family is secured even when you are not around with a policy term upto 40 years.

Tax Benefits

  • Save your earnings from being eaten away by tax while ensuring financial stability for your loved ones.
Age at Entry
Entry Age Years
Minimum 18 years; for options except Income Replacement Benefit
20 years; for Income Replacement Benefit
Maximum 55 years; for options except Income Replacement Benefit
50 years; for Income Replacement Benefit
Policy Term
Policy Term Years
Minimum 10 years; for all the options other than Income Replacement Benefit
60 years minus Age at entry for Income Replacement Benefit subject to minimum of 10 years)
Maximum 40 Years; for all the options other than Income Replacement Benefit
60 years minus Age at entry; for Income Replacement Benefit subject to maximum of 40 years
Coverage Options Maximum Maturity Age (at end of Policy Term (Yrs)) Minimum Sum Assured
(in Rs.)
Maximum Sum Assured
(in Rs.)
Life Benefit 80 5,000,000 No limit subject to board approved underwriting policy
Income Benefit 80 5,000,000 No limit subject to board approved underwriting policy
Income Plus Benefit 80 5,000,000 No limit subject to board approved underwriting policy
Income Replacement Benefit 60 220,000 per annum* No limit subject to board approved underwriting policy
Accident Shield Benefit 65 5,000,000 No limit on Death Benefit subject to board approved underwriting policy. Additional Accidental Death Benefit is capped at 10,000,000
Disability Shield Benefit 65 5,000,000 10,000,000
Critical Illness Protector Benefit 65 5,000,000 10,000,000
Comprehensive Benefit 65 5,000,000 10,000,000

*In case of Income Replacement option, minimum annual income is considered instead of minimum sum assured

DISCLAIMER

"Bank of Baroda is authorized by the Insurance Regulatory and Development Authority to act as a Corporate Agent from 01.04.2019 to 31.03.2022 for procuring or soliciting insurance business of Life Insurance & General Insurance under Registration Code CA0004"

The contract of insurance is between the Insurer and the Insured; and not between the Bank and the Insured

Insurance is the subject matter of solicitation.

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