Get 10% off on minimum order value of Rs. 4,000

Offer valid till 20 Feb 2022


Label Ritu Kumar

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Label Ritu Kumar

Don't have a Bank of Baroda Card?

Apply now and get an instant joining bonus.

Redemption Steps/Process

Quote the promotion code during checkout and pay with your Mastercard card

Don't Have a Baroda Card?

Apply now and get an instant joining bonus

Terms & Conditions

  1. The Offer is valid till 20 February 2022
  2. Under this Offer, cardholders get 10% Off on minimum purchase of Rs. 4,000 by making a payment through Mastercard Card on https://www.labelritukumar.com using the promotion code LAINMAST10
  3. The Offer is available only upon making full payment by a valid and unexpired Mastercard card issued in India. Offer is not valid on Cash on Delivery, netbanking or wallet payments.
  4. To redeem this offer, cardholders should login to their account or create an account, if they are not registered.
  5. The Offer is non-transferable and cannot be exchanged for cash or cheque or any form of credit.
  6. Total spends will be calculated on the basis of product cost only excluding all taxes, GST, delivery charges, etc. Any taxes or liabilities or charges payable to the Government or any other authority or body, if any, shall be borne directly by the cardholder and/ or billed to the account of the cardholder
  7. Any dispute regarding delivery, service, suitability, merchantability, availability or quality of the offer/or product/services availed under this offer must be addressed in writing, by the cardholder directly to Ritu Kumar at customercare@ritukumar.com . Mastercard or the issuing bank will not be liable for the same.
  8. Cardholders are not bound in any way to participate in the Offer. Any participation shall be voluntary and all participants understand, acknowledge and agree that the Offer is purely on a best effort basis and Mastercard does not assume any liability whatsoever regarding the Offer, the delivery of services or any incidental matter.
  9. No two offers can be clubbed together and no additional discount/offer will be applicable
  10. Any cardholder who utilises, participates in, or attempts to utilise or participate in the Mastercard Card Offers programme, irrevocably agrees to the following: Mastercard will not be liable under contract, tort or any other theory of law for any claim regarding loss or damage howsoever incurred in relation to the use (or attempted use) of the Offer; and accordingly, the cardholder will not make any claim against Mastercard regarding the same.
  11. Each benefit/privilege may be subject to additional terms and conditions imposed by www.ritukumar.com. Cardholders are solely responsible for checking and complying with the same.
  12. These terms and conditions shall be governed by the laws of India and any dispute arising out of or in connection with these terms and conditions shall be subject to the exclusive jurisdiction of the courts in Mumbai.
  13. Mastercard reserves the right to add, alter, modify, change or vary any of these terms and conditions or to replace, wholly or in part, this Offer by another offer, whether similar or not, or to withdraw it altogether at any point in time, without any prior notice.

Are you Bank of Baroda Customer?

This is to inform you that by clicking on continue, you will be leaving our website and entering the website/Microsite operated by Insurance tie up partner. This link is provided on our Bank’s website for customer convenience and Bank of Baroda does not own or control of this website, and is not responsible for its contents. The Website/Microsite is fully owned & Maintained by Insurance tie up partner.


The use of any of the Insurance’s tie up partners website is subject to the terms of use and other terms and guidelines, if any, contained within tie up partners website.


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