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बड़ौदा व्हिल्ज
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लाभ
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विशेषता
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Eligibility
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ब्या्ज दर और प्रभार
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Documentation
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अन्य् सबसे महत्वपूर्ण नियम और शर्तें (एमआईटीसी)
बड़ौदा व्हिल्ज : लाभ
- त्वीरित और बाधामुक्तस ऋण अनुमोदन के लिए संरचित उत्पाकद
- न्यूनतम टीएटी – 3 से 5 दिनों तक
- न्यूननतम दस्ताावेजीकरण
- संपार्श्विक मुक्त ऋण सुविधा
- एनटीसी ग्राहकों को बढ़ावा
बड़ौदा व्हिल्ज : विशेषता
- लक्ष्य समूह स्विग्गी् के ड्राईवर पार्टनर/डिलिवरी एक्जिक्यू टिव
- उद्देश्य नए दो पहिया वाहनों की खरीद के लिए
- सुविधा का प्रकार और अवधि 48 माह (ईएमआई) के लिए मीयादी ऋण/मांग ऋण
- आयु न्यूआनतम 21 वर्ष और अधिकतम 55 वर्ष
- सीमा रु. 20,000 से रु. 75,000
- प्रतिभूति ऋण राशि से खरीदे गए 2 पहिया वाहन का दृष्टिबंधन
बड़ौदा व्हिल्ज : Eligibility
Not available
बड़ौदा व्हिल्ज : ब्या्ज दर और प्रभार
- • ब्याज दर बैंक के बीआरएलएलआर पर 7.75% + स्ट्रेरटेजिक प्रीमियम
- • एकीकृत प्रोसेसिंग शुल्क शून्यक
बड़ौदा व्हिल्ज : Documentation
Not available
बड़ौदा व्हिल्ज : अन्य् सबसे महत्वपूर्ण नियम और शर्तें (एमआईटीसी)
- दस्ताीवेजीकरण प्रभार बैंक के दिशानिर्देशों के अनुसार दस्ताावेजीकरण और अन्य लागू शुल्कों के लिए वास्तविक स्टाम्प शुल्क आवेदक द्वारा वहन किया जाएगा. (राज्य में लागू स्टाम्प शुल्क नियमों के अनुसार)
- चुकौती
- हमारे बैंक में रखे गए ड्राईवर के ऋण खाते में स्विग्गी से भुगतान किया जाना है.
- यदि उपर्युक्तं भुगतान ईएमआई देने के लिए पर्याप्त नहीं है, तो उधारकर्ता को प्रत्येक माह के अंत में ईएमआई के लिए राशि जमा करनी होगी.
आवेदन करे
कैलकुलेटर
फ़ॉर्म डाउनलोड करें
क्या आपको सहायता की आवश्यकता है?
कॉलबैक अनुरोध
कृपया यह विवरण भरें, ताकि हम आपको वापस कॉल कर सकें और आपकी सहायता कर सकें.
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Yes, you can avail a Home Loan from Bank of Baroda, if you plan to construct or purchase a house/flat or extend your existing house/flat and, you are
- A minimum 21 years of age.
- Employed or self-employed with regular income.
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The proposed owners of the residential accommodation as per the agreement for sale, in respect of which financial assistance is sought, must be of the co-applicants. Usually joint applications are from husband-wife, father-son, mother-son, etc.
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Loan amount is determined on the basis of the repaying capacity of the applicant(s). Repaying capacity is taken into consideration based on factors such as age, income, dependents, assets, liabilities, stability of occupation and continuity of income, savings, etc.
The maximum loan would be Rs. 10 crores per unit to any individual applicant based on the area where property is proposed to be constructed/purchased. Our loan will extend up to 90% (for fresh houses/flat) of the cost of property under our Housing Loan Scheme.
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We grant a term up to maximum of 30 years. The term for the loan will under no circumstances exceed the age of retirement or completion of 65 years of age, whichever is earlier.
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Yes, you have the option to prepay the loan ahead of schedule either in part or in full, from your own sources.
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- Equated Monthly Instalment(EMI): It means a uniform lump sum amount, which includes repayment of a part of the principal amount and payment of interest, calculated on daily products basis.
Or - Fixing the monthly/quarterly instalments on graduated basis is permitted of EMI as requested by our customers
- Equated Monthly Instalment(EMI): It means a uniform lump sum amount, which includes repayment of a part of the principal amount and payment of interest, calculated on daily products basis.
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The security for the loan is equitable mortgage of the property to be financed.
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No, it is not mandatory.
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Common requirements for all applicants:
- Application form duly filled in (with photograph of all the applicant).
- Copy of approved plan and sanction letter from local civic authority.
- Copy of NA permission.
- One/two guarantor(s) form(s) and salary certificates. If the guarantor is in business, copies of IT returns or assessment orders for the last three years are required.< />
- Bank pass-book of statements for the last two years.
- Latest salary slip/statement showing all deductions in case of employed applicants.
- Copy of NA permission.
- One/two guarantor(s) form(s) and salary certificates. If the guarantor is in business, copies of I.T. returns or assessment orders for the last three years are required.
- Bank passbook of statements for the last two years.
- Latest salary slip/statement showing all deductions in case of employed applicants.
- Certified copies of balance sheets and profit and loss accounts, IT acknowledgments, advance tax challans(for both company/firm and personal account)for the last three years in case of self-employed applicants.
- Memorandum/articles of association for companies, partnership deeds for firms and a brief profile of your company/firm in case of self-employed applicants.
- Residence and age verification, which may be established from the PAN card, election ID, passport, drivers license, ration card, etc.
