Conquer your business.

With Bank of Baroda ConQR Credit Card.


  • Best travel benefits
  • Customized lifestyle privileges
  • Distinctive dining experiences
  • Benefits
  • Features
  • Eligibility Criteria
  • Documents Required
  • Annual Fees
  • Terms & Conditions

ConQR : Benefits

  • Spend rewards

    Earn 5 reward points* on every Rs. 100 spent on dining, online & utility bills.
    • 1 reward point for every Rs. 100 spent on other categories.
    Read More
  • Dining experience

    Plan business or leisure trips with EaseMyTrip.com.
    • Save Rs. 400 on one-way & Rs. 800 on return domestic flight bookings on a minimum transaction of Rs. 3000. Offer valid till 31st March 2022. Click here
      to know more.
    • Stay at any of your favourite Fab Hotels and save up to Rs. 750 on booking above Rs. 1999. Offer valid till 31st Oct 2021. Click here
      to know more.
    • Stay at any of your favourite Vista Rooms premium holiday homes and save up to Rs. 5000 on booking 2 nights or more. Offer valid till 31st March 2022. Click here
      to know more.
    • Stay at any of your favourite Treebo Hotels and save up to Rs. 1000 with promo code TRBMC5 during checkout on all bookings. Offer valid till 31st March 2022. Click here to redeem.
    Read More
  • Health and business security

    Get health & wellness products
    • Get health & wellness products from Apollo Pharmacy & avail up to 15% discount. Offer valid till 31st March 2022. Click here to know more.
    • Order for your business needs from Printvenue with flat 30% discount.
      Offer valid till 31st March 2022. Click here to know more.
    • Avail lock & security solutions from Godrej Security Solutions and save Flat 10%. Offer valid till 31st Aug 2022. Click here to know more.
    Read More

ConQR : Features

Fuel Surcharge Waiver**

1% Fuel Surcharge waived off on all fuel transactions between Rs. 400- Rs. 5000. (Maximum waiver of Rs. 250 per statement cycle)


Personal Accidental Death Cover

Get FREE Personal Accidental Death Cover to ensure financial protection of your family. Air: Rs. 15 lakhs, Non-Air: Rs. 5 lakhs.


Smart EMI option

Convert purchase of Rs. 2,500 on your card into 6/12 months EMIs

ConQR : Eligibility Criteria

  • Primary cardholder between the age of 21 years and 65 years. Add-on cardholder should be over 18 years salaried/self-employed with an income of Rs. 12 lakhs per annum or more for a resident of India.
  • Primary cardholder between the age of 18 years and 65 years.
  • Sole proprietorships establishments where BOB POS machine has been installed.
  • Resident of India

ConQR : Documents Required

  • Kindly keep soft copies of the below documents ready for submission, when you apply online.
  • Passport size Photograph
  • PAN Card
  • Shop Registration Certificate - Attested copy (verified against original) of shop establishment registration. Sales tax number/TIN no. should be mentioned with proper establishment name & address
  • Current Address Proof as per the defined list of OVD/deemed to be OVD. (Passport, Voter ID, Driving License, Aadhar Card).

ConQR : Annual Fees

Fees/Charges Primary
First year fee (levied in the first statement) Lifetime free
Annual Fee Lifetime free

ConQR : Terms & Conditions

Coming soon...

अक्सर पूछे जाने वाले प्रश्न

  • What are the eligibility criteria?
    The card can be issued to Individual accounts holder/self-operated savings, current and overdraft accounts. For joint accounts, with operating instructions as ‘either or survivor’ and ‘any one or survivor’ the card can be issued to anyone or all the joint account holders.
  • What are the Debit Card variants, wherein international usage is allowed?
    Visa Platinum/Contactless.
    Baroda VISA Vyapaar..
    Master Card Platinum..
    RuPay Platinum/Contactless..
    RuPay Select..
    Master Card World (Baroda Radiance).
  • My Debit Card doesn’t work for online or international transactions.
    As per recent guidelines, at the time of issue/re-issue/renewal, all the debit card will be enabled for use only at contact-based points of usage [viz. ATMs and Point of Sale (PoS) devices] within India. Existing cards which have never been used for online/international/contactless transactions shall be mandatorily disabled for this purpose. Now, to enable the channels, through BOB ATM/Baroda M-Connect Plus (Mobile Banking)/Baroda Connect (Internet Banking)/IVR.
    Kindly use your card for first transaction on BOB ATM or Green PIN generation through BOB ATM/Baroda M-Connect Plus (Mobile Banking)/Baroda Connect (Internet Banking)/IVR and then try of online transactions.
  • What are the different types of Debit Cards issued by Bank of Baroda ?
    Bank is issuing different types of Debit Cards in co-ordination with Visa, MasterCard and RuPay. To know the details of different card variants being issued by Bank, please refer to ATM/Debit Card section on our bank’s website Click
  • Is there any Fee for the issuance of Debit Card?
    The fees are subject to change from time to time at the sole discretion of Bank/RBI etc. For service charges related queries, please refer to Debit Card section on our bank’s website. For charges, please Click here.
  • Can a fresh Debit Card issued in lieu of a lost/damaged card and what is the amount to be charged?
    Yes, Rs. 200 + Tax is charged for replacement of damaged card/lost card.
  • How many accounts maximum can be linked to my Debit Card and what is the procedure?
    A maximum of 9 accounts held in the same name and same capacity can be linked to a Debit Card. Please submit request for linking of multiple accounts on your Debit Card to your base branch.
  • My Debit Card doesn’t work on ATMs. Why?
    Debit Card does not work on ATMs due to some of the following reasons:
    Your debit card may be blocked.
    You may not have swiped the card properly.
    Your card might have got damaged/deteriorated due to which it is not accepted by ATM where the card reader may be weak. In such case you may try at another ATM and if still does not work, request for a new card to your branch/contact centre.
    Your account may be inoperative or frozen at branch level due to some reason. Please contact your branch to know the account status.
    You may be using the wrong PIN.
    Connectivity from the ATM has failed. In such case please try after some time or use another ATM.
  • How many transactions for Current Account holders at other bank’s ATM Machine are free?
    No transactions are free.
  • How many attempts of wrong ATM PIN will lead to blocking of a Debit Card?
    Soft blocking : After 3 attempts of wrong pin in a DAY (within 24 hrs.) debit card will be blocked for next 24 hrs.
    Hard Blocking: After 12 attempts of wrong pin in a MONTH debit card will be blocked permanently.
  • Which of the following modes can be used for hot listing of Debit Card by the customer?
    Contact Centre/toll free numbers 1800 258 44 55 or 1800 102 44 55.
    Mobile Banking (M Connect).
    WhatsApp Banking.
    Net Banking (Baroda Connect)
    Base Branch.

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