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बड़ौदा एडवांटेज चालू खाता

यह चालू खाता ग्रामीण और शहरी दोनों ग्राहकों को व्यापक लाभ प्रदान करता है - जैसे कि निःशुल्‍क मोबाइल और इंटरनेट बैंकिंग और कम न्यूनतम तिमाही औसत शेष राशि

  • लाभ
  • ब्‍याज दर और प्रभार
  • नियम और शर्तें
  • विशेषताएं
  • पात्रता
  • दस्‍तावेजीकरण

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Interest Payment

No interest is payable in current account except in case of deceased account where interest @ of saving banks is paid from the date of death of the account holder till the settlement of the account.


All genuine purpose oriented transactions are allowed. There is no restriction on number of transactions in the current account subject to ledger folio charges.

Transfer transaction

In case of transfer transaction one entry i.e. either debit or credit entry of the transaction must be in the branch transferring the fund.

Unclaimed Deposit

Account remaining Dormant for 10 years are treated as unclaimed deposits and are transferred to RBI.

Disclosure of information
  • The Bank may disclose information about customer’s account, if required and permitted by law, rule or regulations, or at the request of any public or regulatory authority or if such disclosure is required for the purpose of preventing frauds, or in public interest, without specific consent of the account holder(s).
  • All relevant policies including code of commitments to customers and grievance redressal policy are available at the branches.
  • MITCs OF ATM/DEBIT Card/ Mobile Banking/Net Banking are available separately.
  • The Bank will notify, 30 days in advance, any change in terms and conditions/ Fees and charges on its website.
  • Deposits along with interest kept in different branches of our Bank is insured by Deposit Insurance & Credit Guarantee Corporation (DICGC) maximum upto ₹ 5,00,000 (₹ 5 lakh).


  • मासिक विवरणी: नि:शुल्क (प्रत्येक माह में एक बार)
  • फोलियो प्रभार : नि:शुल्क (यदि न्यूनतम तिमाही औसत शेष राशि रू.1,00,000/- रखी जाती है)
  • चेक बुक: सेवा प्रभार के निर्देशों के अनुसार 50 पन्‍नों की पहली चेक बुक नि:शुल्क है. इसके पश्चात ग्राहक द्वारा अधिक संख्‍या में प्रिंटिंग के लिए अनुरोध किए जाने पर उनसे पेपर की लागत के तौर पर रू.500/- प्रति हजार और मुद्रण व्‍यय वसूल किया जाएगा.
  • नि:शुल्क इंटरनेट बैंकिंग
  • नि:शुल्क मोबाइल बैंकिंग (केवल वैयक्‍तिक / भागीदारी खातों के लिए)
  • नि:शुल्क मिस्ड कॉल की सुविधा
  • एसएमएस अलर्ट सुविधा
  • 24x7 नि:शुल्‍क वेबचैट
  • पीओएस/क्यूआर कोड की सुविधा उपलब्ध है
  • इंटरनेट भुगतान गेटवे (आईपीजी) सुविधा उपलब्ध है
  • डेबिट/एटीएम कार्ड: सेवा प्रभार नवीनतम दिशानिर्देशों के अनुसार नए कार्ड जारी करने और इसका नवीकरण करने के लिए प्रभार लिया जाएगा.
  • बाहरी चेक का तत्काल जमा करना: रू.20,000/- के बाहरी चेक को तत्‍काल खाते में जमा (क्रेडिट) किया जाता है. (6 महीने पुराने खातों के संतोषजनक लेनदेन होने पर)

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Select Current Accounts Type
  • बड़ौदा एडवांटेज चालू खाता
  • एलआईसी/अन्य बीमा कंपनियों हेतु चालू खाता
  • अन्य बैंकों हेतु चालू खाता
  • बड़ौदा प्रीमियम चालू खाता – प्रिविलेज (बीपीसीएपी)
  • Baroda Premium Current Account Privilege
  • बड़ौदा एडवांटेज चालू खाता
  • बड़ौदा लघु व्यवसाय चालू खाता (बीएसबीसीए)
  • बड़ौदा एडवांटेज चालू खाता
  • Others

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अक्सर पूछे जाने वाले प्रश्न

  • Who can open a current account?

    An individual, proprietorship and partnership firm, limited company and even a limited liability partnership can open a current account. For specific eligibility criteria on current account opening, contact the nearest branch.

  • What is the minimum balance needed for a current account?

    One of the benefits of a current account is the low minimum average quarterly balance. However, this amount varies based on the type of current account you hold. Ask your relationship manager or bank executive for more details.

  • What are the benefits of a current account?

    With a current account, you can do a large number of transactions in a single day. You also access several banking services free of charge, depending on the type of current account. This includes applying for overdraft facilities on your current account.

संबंधित उत्पाद

Banking Mantra

  • 03 जुलाई 2019
    Current account vs savings account
  • 03 जुलाई 2019
    Savings vs Current Accounts the key differences
  • 03 जुलाई 2019
    What is current account

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